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Mutual funds at DEGIRO

Your expert
Adam N.
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Updated
1w ago
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How mutual funds can help you lower risk

My key findings in a nutshell
Adam
Adam Nasli
Financial Wizard | Trading • Safety • Market Analysis

I've thoroughly tested DEGIRO services with our analyst team by opening a real-money account and these are my most important findings:

  • Risk management is an important aspect of trading and investing
  • Mutual funds pick assets using a strict risk management policy, shielding you from risk
  • Mutual funds are available at DEGIRO

Choosing the right stocks to invest in can be a daunting task: by making wrong choices, you risk losing part of your investment. Is that too much pressure for you? Just call the experts! One great way to do that is to invest in mutual funds, which in turn invest in stocks and other assets at the direction of seasoned managers whose top concern is to minimize your risk.

How can mutual funds lower risk? Among others, they do it by setting and strictly following a detailed risk management policy. In Europe, for example, funds must fit into one of seven risk categories defined by law (with 1 being the lowest risk and 7 being the highest) and must clearly communicate this in their so-called Key Investor Information Documents.

But the real value of mutual funds lies in having a flesh-and-blood fund manager - backed by an expert team of analysts and traders of course - actively manage the fund's investments. They closely follow the markets and hand-pick the assets needed to keep the right risk-reward balance. Mutual funds can charge high fees for this, so pick a broker that doesn't charge a lot of extra for trading mutual funds. Let's see if DEGIRO is such a broker.

To find out more, read our in-depth guide to risk management, where we discuss various types of risks, as well as popular broker tools to handle them.

BrokerChooser score
4.6 4.6 /5
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Can you buy mutual funds at DEGIRO?

Yes, mutual funds are available at DEGIRO.

Is it worth buying mutual funds at DEGIRO?

Yes, DEGIRO is a good place to buy mutual funds, because costs are low.
DEGIRO main highlights
💰 DEGIRO Mutual fund trading fees class Low
💰 DEGIRO withdrawal fee $0
💰 DEGIRO minimum deposit $0
💰 DEGIRO inactivity fee No
📃 DEGIRO deposit methods Bank transfer
🗺️ Country of regulation Germany
🎮 DEGIRO demo account provided No

Data updated on February 16, 2024

DEGIRO doesn't offer a wide selection of mutual funds, which can make it more challenging for you to diversify your investment portfolio.

At BrokerChooser, we only publish objective analyses based on live testing. Every recommendation is unbiased and based on first-hand experience: we open a live account anonymously at each broker, deposit real money and test every important feature.

Check out this short video for a behind-the-scenes peek into how our experts personally test and evaluate brokers.

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Further reading

Author of this article

Adam Nasli

Financial Wizard | Trading • Safety • Market Analysis

I bring extensive financial expertise as one of BrokerChooser's earliest team members. Personally, I tested nearly all 100+ brokers on our site, opening real-money accounts, executing trades, assessing customer services, and providing firsthand assessment. My professional background includes roles in the banking sector and a degree from Central European University, where I teach finance. My passions lies in in-depth research of the financial industry, building trading algorithms, and managing long-term investments.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.

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