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Mutual funds at DEGIRO

Your expert
Adam N.
Fact checked by
Updated
Jun 2024
Personally tested
Data-driven
Independent

How mutual funds can help you lower risk

My key findings in a nutshell
Adam
Adam Nasli
Trading • Safety • Market Analysis

I've thoroughly tested DEGIRO services with our analyst team by opening a real-money account and these are my most important findings:

  • Risk management is an important aspect of trading and investing
  • Mutual funds pick assets using a strict risk management policy, shielding you from risk
  • Mutual funds are available at DEGIRO

Are you worried that you'll pick the wrong stocks and put yourself at risk of losing money? Just do what you would do in other walks of life - leave it to a professional! In this case, consider investing in a mutual fund, where experienced fund managers invest in stocks and other assets while making sure your potential losses remain within limits.

How do mutual funds manage risk? First of all, they have a risk management policy that is strictly followed and communicated. For example, European mutual funds must be classified into one of seven riskiness categories (with 1 being the lowest and 7 being the highest risk) and publish this information via their so-called Key Investor Information Documents.

More importantly, each of these funds are actively managed by a fund manager; an actual person who continuously hand-picks assets for the fund - supported by a team of expert traders and analysts of course - to achieve the right risk-reward mix. This expertise doesn't come free, so make sure you buy mutual funds at brokers that don't charge too much in additional fees. Does DEGIRO offer the right selection of funds at reasonable cost? Read on to find out.

To find out more, read our in-depth guide to risk management, where we discuss various types of risks, as well as popular broker tools to handle them.

Overall score
4.7/5
Minimum deposit
$0
Stock fee
Low
Options fee
Low
Inactivity fee
no
Account opening
1 day
Visit DEGIRO

Investing involves risks

Can you buy mutual funds at DEGIRO?

Yes, mutual funds are available at DEGIRO.

Is it worth buying mutual funds at DEGIRO?

Yes, DEGIRO is a good place to buy mutual funds, because costs are low.
DEGIRO main highlights
💰 DEGIRO Mutual fund trading fees class Low
💰 DEGIRO withdrawal fee $0
💰 DEGIRO minimum deposit $0
💰 DEGIRO inactivity fee No
📃 DEGIRO deposit methods Bank transfer
🗺️ Country of regulation Germany
🎮 DEGIRO demo account provided No

Data updated on June 17, 2024

DEGIRO doesn't offer a wide selection of mutual funds, which can make it more challenging for you to diversify your investment portfolio.

At BrokerChooser, we only publish objective analyses based on live testing. Every recommendation is unbiased and based on first-hand experience: we open a live account anonymously at each broker, deposit real money and test every important feature.

Check out this short video for a behind-the-scenes peek into how our experts personally test and evaluate brokers.

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Further reading

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.

author
Adam Nasli
Author of this article
I bring extensive financial expertise as one of BrokerChooser's earliest team members. Personally, I tested nearly all 100+ brokers on our site, opening real-money accounts, executing trades, assessing customer services, and providing firsthand assessment. My professional background includes roles in the banking sector and a degree from Central European University, where I teach finance. My passions lies in in-depth research of the financial industry, building trading algorithms, and managing long-term investments.
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