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Inactivity fee at DEGIRO

Your expert
Adam N.
Fact checked by
Updated
2w ago
Personally tested
Data-driven
Independent

Does DEGIRO charge an inactivity fee as of October 2024?

No, DEGIRO does not charge an inactivity fee.

This is great news, because you can be sure you won't be charged for not using your account for a long period of time.

DEGIRO main highlights
💰 DEGIRO inactivity fee No
💰 DEGIRO withdrawal fee $0
💰 DEGIRO minimum deposit $0
📃 DEGIRO deposit methods Bank transfer
🗺️ Country of regulation Germany, Netherlands
🎮 DEGIRO demo account provided No

Data updated on October 21, 2024

At BrokerChooser, we only publish objective analyses based on live testing. Every recommendation is unbiased and based on first-hand experience: we open a live account anonymously at each broker, deposit real money and test every important feature.

Overall score
4.7/5
Minimum deposit
$0
Stock fee
Low
Options fee
Low
Inactivity fee
no
Account opening
1 day
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What is inactivity fee and when is it charged?

My key findings in a nutshell
Adam
Adam Nasli
Trading • Safety • Market Analysis

I've thoroughly tested DEGIRO services with our analyst team by opening a real-money account and these are my most important findings:

  • The inactivity fee is an important non-trading fee for long-term investors
  • Brokers usually charge an inactivity fee if you fail to use your account for a longer period
  • DEGIRO does not charge an inactivity fee

Broker fees can make a big difference in the overall performance of your investments, and there's nothing more annoying than an obscure fee item suddenly appearing out of nowhere. Inactivity fees are one of those cost items that can pass under the radar and cause a headache for long-term investors.

What is an inactivity fee? An inactivity fee is charged by some brokers if you fail to trade or otherwise use your account for an extended period. In most cases, it kicks in after one year, after which you have to pay it on a regular basis until you start trading again. Check terms carefully: at some brokers, you can dodge the inactivity fee by simply logging in to your account.

To read more about possible expenses you may face as a long-term investor, check out our summary of the most common brokerage fees.

Check out this short video for a behind-the-scenes peek into how our experts personally test and evaluate brokers.

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Further reading

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.

author
Adam Nasli
Author of this article
I bring extensive financial expertise as one of BrokerChooser's earliest team members. Personally, I tested nearly all 100+ brokers on our site, opening real-money accounts, executing trades, assessing customer services, and providing firsthand assessment. My professional background includes roles in the banking sector and a degree from Central European University, where I teach finance. My passions lies in in-depth research of the financial industry, building trading algorithms, and managing long-term investments.
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