Compare DEGIRO vs XM


Online brokers compared for fees, trading platforms, safety and more. See how DEGIRO stacks up against XM!

DEGIRO vs XM
overall rating
4.3
4.4
overall pros
  • One of the lowest fees on the market
  • Regulated by multiple top-tier regulators
  • Easy to use web and mobile trading platform
  • Low CFD and withdrawal fees
  • Easy and fast account opening
  • Great educational tools
overall cons
  • Waiting list for new accounts
  • Limited research and education
  • No forex trading
  • Only CFDs, forex, cryptos for Europeans
  • Average forex fees
  • Inactivity fee
fees
5.0
  • Low trading fees
  • Low non-trading fees
  • Low stock and ETF fees
  • Higher trading fees for Asian and smaller European stock exchanges
3.8
  • Low CFD fees
  • No withdrawal fee
  • Inactivity fee
  • Average FX fees
account opening
1.3
  • Fully digital
  • No minimum deposit
  • Slow
  • None of the test accounts have been onboarded yet
5.0
  • Fast
  • Fully digital
  • Low minimum deposit
deposit and withdrawal
3.3
  • Free withdrawal
  • No deposit fee
  • Several account base currencies
  • Credit/Debit card not available
5.0
  • Credit/Debit card available
  • Free withdrawal
  • No deposit fee
  • Free wire withdrawal above $200
web trading platform
4.0
  • User-friendly
  • Clear fee report
  • Two-step (safer) login
  • Limited customizability (for charts, workspace)
  • No price alerts
2.8
  • Clear fee report
  • Good customizability (for charts, workspace)
  • No price alerts
  • Outdated design
mobile trading platform
4.5
  • User-friendly
  • Two-step (safer) login
  • Good search function
  • No price alerts
  • No Touch/Face ID login
3.8
  • User-friendly
  • Good search function
  • Price alerts
  • No Touch/Face ID login
  • No order confirmation
desktop trading platform
3.3
  • Clear fee report
  • Good customizability (for charts, workspace)
  • Price alerts
  • Outdated design
  • Search function could be improved
markets and products
3.6
  • Stock
  • ETF
  • Fund
  • Bond
  • Options
  • Futures
  • Crypto
2.9
  • Stock
  • Forex
  • CFD
  • Crypto
research
1.3
  • Data on asset fundamentals
  • No trading ideas
3.8
  • Trading ideas
  • Quality news flow
  • User-friendly
  • No fundamental data available
customer service
3.8
  • Phone support
  • Relevant answers
  • No live chat
  • No 24/7 support
3.5
  • Phone support
  • Live chat
  • Fast response time
  • No 24/7 phone support
education
2.0
  • Trading platform tutorial
  • Educational videos
  • No demo account
  • Available only in English and Dutch
4.5
  • Demo account
  • Trading platform tutorial
  • Educational videos
  • Majority of clients belong to a top-tier financial authority
  • Does not hold a banking license
  • Not listed on stock exchange
  • Financial information is not publicly available
  • Negative balance protection
  • Regulated by the top-tier ASIC
  • Does not hold a banking license
  • Not listed on stock exchange
  • Financial information is not publicly available
recommended for Price-sensitive buy-and-hold investors and traders looking only to carry out transactions Forex and CFD traders who prefer MetaTrader platforms and seek low trading fees
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