Compare Betterment vs Vanguard


Online brokers compared for fees, trading platforms, safety and more. See how Betterment stacks up against Vanguard!

Betterment vs Vanguard
Overall
5.0
  • Low investment and non-investment fees
  • Great portfolio personalization options, many model portfolios
  • Easy and fully digital account opening
  • Missing fee reports on the investment platforms
  • Only bank transfer is available for deposit and withdrawal
  • Only USD-based accounts
4.3
  • Some ETFs and mutual funds are free to trade
  • Easy account opening
  • Great mobile trading platform
  • Only US market covered
  • Basic research tools
  • High financing rates (margin rates)
Fee
5.0
  • Low investment fees both for basic and premium services
  • No deposit and withdrawal fees
3.6
  • No inactivity fee
  • Free ETF trading
  • Some mutual funds and bonds are free to trade with
  • "High margin rates
  • High fees for non-free mutual funds"
Account opening
5.0
  • Fast and fully-digital account opening process
  • Low minimum investment amount ($1)
  • Available only in the USA
4.4
  • Fully digital
  • No minimum deposit
  • Low minimum deposit
  • Slow account opening
Deposit and withdrawal
3.0
  • Doesn't charge fees for withdrawals or deposits
  • The whole process is easy and convenient
  • You can use only bank transfer
  • Only USD base currency is available for investing
2.4
  • No deposit fee
  • User-friendly
  • Free withdrawal (via ACH)
  • Credit/Debit card not available
  • $10 for wire transfer withdrawals
Investment platforms
4.0
  • Clear structure and user-friendly layouts
  • Two-step authentication
  • No clear fee report
3.0
  • Two-step (safer) login
  • Clear fee report on the web platform
  • Good search function on the mobile platform
  • Limited customizability of the web platform
  • No price alerts on the mobile platform
  • Options and bond trading are not available
Product offer
5.0
2.0
Number of model portfolios 400 Information not available
Can you set goals Yes Information not available
Can you change the risk Yes Information not available
Can you set the time horizon Yes Information not available
Can you set atarget amount Yes Information not available
Customer service
4.0
4.0
Recommended for Beginners and investors looking for low initial investment requirement and great flexibility for a moderate price Long-term investors who are looking for great ETF and mutual fund offers
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