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XTB customer service

Your expert
Adam N.
Fact checked by
Updated
19h ago
Personally tested
Data-driven
Independent

How is customer service at XTB?

When using an online broker, you may sometimes need assistance to locate a feature or sort out a problem. In such situations, it's good to have prompt and helpful customer service on hand.

Thankfully, XTB has excellent customer support, giving swift and to-the-point responses to your queries across several channels. Read on for details and peer comparisons.

XTB offers superb customer service
Adam
Adam Nasli
Regulation • Fighting Scams • Market Analysis

I've tested dozens of brokers over the years, which often included contacting their help desks over various issues. I was very happy with how XTB handled my queries:

  • You can reach XTB customer service via several channels.
  • XTB's help desk responds quickly to nearly all queries.
  • XTB customer support gives you useful and relevant information.
  • Looking for better treatment? See how XTB compares to its rivals.

Disclaimer: 76% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

Before we begin, let's see if XTB is available in your country

No, you can't open an account at XTB if you live in the United States!

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76% of retail CFD accounts lose money

Broker
Customer service score
XTB
4.5
/5
eToro
2.3
/5
Capital.com
5.0
/5
Customer service highlights at XTB vs selected competitors
Overall score
4.8/5
Minimum deposit
$0
Stock fee
Low
Index CFD fee
Low
Withdrawal fee
$0
Account opening
1 day
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76% of retail CFD accounts lose money

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Reach customer service via several channels

Like most companies, online brokers typically offer customer service via several channels. Phone support is usually best if you need to quickly sort out a complicated problem or emergency, while more and more users prefer live chat for simple queries. Meanwhile, email support remains your best friend if you're an introvert, or for more complex questions that aren't so time sensitive.

You will likely face many types of issues during trading, so choose a broker where you can reach all three modes of support. Here's how you can get in touch with XTB:

  • Live chat
  • Phone
  • Email

Unfortunately, you can't reach XTB customer support 24/7, so keep that (and your time zone) in mind before reaching out for help with an issue that needs immediate attention.

Our first-hand customer service experience at XTB

You can reach customer service in many languages, including some minor ones like Hungarian and Romanian.

XTB's live chat works well. We tested it in multiple languages in several countries. Responses were fast and we got useful answers.

We had a great experience when we tested XTB's phone support. They answered the phone instantly and we got relevant answers.

When we contacted XTB via email asking for some help, we received a call back in a couple of hours. Customer service answered our question that we had sent sent via email, and were also able to answer all additional questions during the call.

Clients outside Europe can reach XTB's customer support 24/7. For European clients, however, customer service is only available 24/5.

XTB customer service

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76% of retail CFD accounts lose money

User forums as an alternative to customer service

Whatever your question or problem is, you're probably not alone. This makes online forums of traders a great source of info about brokers in addition to (or even instead of) official customer service. RandomUser1234 won't be able to help you restore your account, but they can probably offer good tips on platform usage or tell you whether a certain stock is available at a broker.

Some brokers have their own community forums on their trading platforms or websites; alternatively, you can always turn to well-known forum aggregators such as Reddit. Many popular brokers have their own dedicated subreddits. Just post your question, or browse previous threads to see if it's been already answered.

Always exercise caution when taking advice from other forum users. Some information may be incorrect, outdated, or reflect the subjective judgment of a user. Also, do not share sensitive data or other material, such as screenshots that reveal your personal or financial information.

XTB help desk responds quickly

When testing the overall quality of customer support at XTB and its competitors, we paid special attention to response speed. Because let's face it, we're all very busy; so when faced with a ten-minute wait to get connected to an operator, most of us would rather jump on a Reddit forum for answers or figure out a solution to our problems on our own. So this is how we rated brokers:

  • In the case of phone and live chat support, we considered waiting times of less than one minute as great, and waiting times exceeding five minutes as poor. We scored anything in between as mid-range; including brokers where responses were sometimes swift but sometimes too slow.
  • When it comes to email support, a response within 24 hours is considered great in our book; while we believe it is poor service to keep you waiting for more than two or three days for a reply.
Broker
Live chat speed
Phone speed
XTB
Great
Great
eToro
Mid-range
-
Capital.com
Great
Great
Customer service response speed at XTB vs selected competitors
So why all the hurry? A little hold music won't hurt anyone, right? Perhaps not, but there may be situations where customer service speed can make a huge difference. Imagine you noticed that someone has broken into your account and started to withdraw your money from it. Or maybe you want to sell a free-falling stock but the order panel won't display properly. In such cases, swift customer support can potentially save you hundreds or thousands of dollars.

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76% of retail CFD accounts lose money

XTB offers high-quality support

Promptly picking up the phone is one thing, but it's just as important to give answers that are clear, comprehensible, sufficiently detailed and relevant to your problem. In addition to response speed, we also rated brokers based on the quality of replies and assistance we received.

  • Brokers we rated as 'great' here gave us all the necessary information and assistance.
  • Those we rated 'poor' left us scratching our heads and looking for alternative sources of information.
  • We gave a 'mid-range' score to brokers where the quality of support was inconsistent or where assistance was often less than useful.

Here's how XTB compares to its main competitors when it comes to the helpfulness of live chat, phone and email support.

Broker
Live chat
Phone
XTB
Great
Great
eToro
Mid-range
-
Capital.com
Great
Great
Customer service response quality at XTB vs selected competitors

Compare XTB with its rivals

Do you fancy using XTB's services but not sure you'd get the level of customer service you deserve? Try our broker comparison tool, where you can size up 100+ brokers side by side and filter for many criteria including high-quality customer support.

Want to see how XTB fares in other respects such as trading fees, funding options or platform quality? Read our full review of XTB for 2024.

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76% of retail CFD accounts lose money

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Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.

author
Adam Nasli
Author of this article
I bring extensive financial expertise as one of BrokerChooser's earliest team members. Personally, I tested nearly all 100+ brokers on our site, opening real-money accounts, executing trades, assessing customer services, and providing firsthand assessment. My professional background includes roles in the banking sector and a degree from Central European University, where I teach finance. My passions lies in in-depth research of the financial industry, building trading algorithms, and managing long-term investments.
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