Are margin rates low at Trading 212?
Margin trading - borrowing money from your broker to buy more assets than you could otherwise afford - is popular, but it's not available at all brokers, and margin interest rates can vary widely.
Sadly, you can't trade real stocks or ETFs on margin at Trading 212. If you insist on leverage, you can trade CFDs at Trading 212, at high financing rates; or instead, just check the best margin trading platforms.
I've thoroughly tested Trading 212's services to see whether margin trading is possible. Here's what you need to know:
- At Trading 212, you can trade stocks/ETFs with leverage in the form of CFDs only.
- Trading 212 CFD fees are average, including high financing rates.
- Margin trading involves borrowing money from your broker to increase your exposure.
- Looking for real margin trading? Check our list of the best margin trading platforms.
Before we begin, let's see if Trading 212 is available in your country:
Disclaimer: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 78% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
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Leveraged trading available for CFDs only
At Trading 212, you can't trade real stocks or ETFs on margin. Your only chance for leveraged trading at Trading 212 is to trade CFDs (contracts for difference).
Unlike in the case of regular stock trading, you don't actually hold any asset when trading CFDs; you merely bet on the price movements of an underlying asset (which can be a stock, ETF, commodity, bond, etc).
Are you new to all this? Check out our introduction to the main concepts of CFD trading.
CFD financing rates
Also referred to as a swap fee or overnight rate, the financing rate is the cost you have to pay for holding a leveraged position overnight. The financing rate is one of your most important cost items in CFD trading. Your costs stemming from financing rates add up over time: the longer you hold your position, the larger your financing cost will be.
Financing rates are set at the broker's discretion but are usually closely linked to benchmark interest rates. In other words, if interest rates in general are high, financing rates will also be higher. Financing rates can also vary depending on the type of security being traded.
Average CFD trading fees, high financing rates
At BrokerChooser, we regularly collect and update financing rate data along with other data sets for more than 100 brokers globally. Check out financing rates and overall CFD trading costs at Trading 212 in the following tables and see how they compare to rates applied by some close competitors.
| Broker | CFD financing rate class | Apple CFD financing rate |
|---|---|---|
| Trading 212 | High | 29.7% |
| eToro | High | 11.4% |
| XTB | Low | 9.2% |
| Broker | CFD fee class | S&P 500 index CFD fee |
|---|---|---|
| Trading 212 | Average | $2.3 |
| eToro | High | $3.8 |
| XTB | Low | $1.4 |
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Further reading
- Diversifying your investments
- Trading 212 stock conditions explained
- Stock trading at Trading 212: an expert guide and rating
- Trading 212 penny stocks trading conditions explained
- Trading 212 bond availability
- ETF trading conditions at Trading 212 explained
- Trading 212 fractional shares trading conditions explained
- Trading 212 cash interest rate
- Trading 212 ESG investing
- Trading 212 invest $100,000
- Trading 212 IPO accessibility
- Trading 212 Mexican stocks trading availability
- Trading 212 US stock trading details
- Trading 212 Australian stocks trading availability
- Trading 212 Canadian stocks trading availability
- Trading 212 Japanese stocks trading availability
- Trading 212 French stocks trading availability
- Trading 212 Italian stocks trading availability
- Trading 212 Swiss stocks trading availability
- Trading 212 Hong Kong stocks trading availability
- Trading 212 Dutch stocks trading availability
- Trading 212 Spanish stocks trading availability
- Trading 212 Singapore stocks trading availability
- Trading 212 Swedish stocks trading availability
- Trading 212 Norwegian stocks trading availability
- Trading 212 forex spreads explained
- Forex trading at Trading 212: Discover the key features and highlights
Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.
