Overview of Trading 212 fees and charges
When trading or investing at an online broker, fees can have a big impact on your results, so it's good to know what kind of charges you'll be facing and how these compare to fees at other brokers.
If fees are your top concern, Trading 212 is a good choice, as it has low fees in general. Check our toplist for cheaper brokers.
I've personally tested dozens of global brokers, carefully looking at their fees not just on their website but also in the course of live trading. Here's how Trading 212 fared:
- Trading 212 charges low fees for trading stocks and ETFs.
- There is no inactivity fee even if you leave your account idle for a long time.
- The basic withdrawal fee is $0, but some transactions may cost more.
- Read our full review of Trading 212 for info on safety, trading platforms and funding.
| Assets | Fee level | Fee terms |
|---|---|---|
| US stock fee | Low | Commission-free |
| EURUSD fee | High | The fees are built into the spread, 1 pip is the average spread cost during peak trading hours. |
| US tech fund fee | - | Not available |
| Inactivity fee | Low | No inactivity fee |
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When investing, your capital is at risk
The broker offers commission-free real stock and ETF trading but CFD and forex fees are generally high. On a positive note, we liked how transparently Trading 212 displays its fees. For example, it publishes daily swap rates, which can be easily accessed through the website or the trading platform.
Commission-free stock and ETF trading
|
UK stock fee
|
$0.0
|
$0.0
|
$0.0
|
|---|---|---|---|
|
US stock
|
$0.0
|
$0.0
|
$0.0
|
|
German stock
|
$0.0
|
$0.0
|
$0.0
|
Confused about fees? Use this tool to see what the commission fee of a specific stock trade would be at Trading 212. To check and compare fees at other brokers, go to our main Fee calculator page.
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High FX fees
|
EURUSD spread
|
1.0 | 1.0 | 0.8 |
|---|---|---|---|
|
GBPUSD spread
|
1.2 | 2.0 | 1.6 |
|
AUDUSD spread
|
1.0 | 1.0 | 1.5 |
|
EURCHF spread
|
1.2 | 5.0 | 1.8 |
|
EURGBP spread
|
1.2 | 1.5 | 1.3 |
No inactivity fee, no withdrawal fee
It doesn't charge any account, inactivity or withdrawal fees.
Depositing to CFD accounts and depositing via bank transfer to Invest accounts are also free of charge (other fees may apply). However, there is a 0.7% deposit fee if you deposit more than €2,000 in total to your Invest account using credit/debit cards or electronic wallets.
In addition, there is a 0.5% currency conversion fee for CFD trading, and a currency conversion fee of up to 0.15% for real stocks and ETFs. Currency conversion occurs when you trade an asset denominated in a currency other than your account base currency.
| Broker | Inactivity fee | Withdrawal fee |
|---|---|---|
| Trading 212 | $0 | |
| eToro | $5 | |
| XTB | $0 |
Other commissions and fees
You can find Trading 212's fees for other asset classes below. Click 'Show more' for details.
Low CFD fees:
Interest earned on uninvested cash
As of the time of the review, Trading 212 provides the following interest rates on uninvested cash:
- 5.1% for USD
- 5.0% for GBP
- 4.2% for EUR
Interest applies on cash held in an investment account. Trading 212 does not require a minimum account balance for paying interest. The broker pays the interest into your account daily.
Trading 212 pays interest on uninvested cash held in 13 currencies: EUR, USD, GBP, CAD, PLN, CZK, RON, BGN, HUF, CHF, DKK, NOK, SEK.
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Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.
