Tradier Review 2025

Is Tradier regulated?

Yes, it is regulated by the US Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA).

Is Tradier safe?

To be certain that a brokerage is safe, we highly advise that you check two facts:

• how you are protected if something goes wrong
• the background of the broker.

How you are protected

At Tradier, all customers are served by Tradier Brokerage Inc. and covered by the US investor protection scheme, called SIPC.
The SIPC investor protection scheme safeguards against the loss of cash and securities if the broker goes bankrupt. It offers coverage of up to $500,000, including a $250,000 limit for cash. This is significantly higher than the coverage provided by most other investor protection schemes.
Tradier does not provide negative balance protection. If the balance on your account goes into negative, you will not be protected. This is important because Tradier provides margin trading and if the value of your investments drops too much, your account can be wiped out and you can potentially end up owing more money than you initially invested.

Our brokerage experts put together a comprehensive guide on the safety profile of Tradier.

Background

Tradier was founded in 2012 and it has maintained a clean track record ever since. The longer in operation a broker has been, the more proof we have that it has successfully survived previous financial crises.
Tradier does not have a banking license and is not publicly listed, meaning less overall transparency about its financials.

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Account base currencies

At Tradier, the only available base currency is USD.

If you have a personal bank account in a currency other than USD, then you will be charged a conversion fee.

A convenient way to save on currency conversion fees is by opening a multi-currency bank account at a digital bank. These usually offer bank accounts in several currencies with great currency exchange rates, as well as free or cheap international bank transfers. Opening an account only takes a few minutes on your phone.

Deposit fees and options

Tradier charges no deposit fees.

However, deposit options are limited, as bank cards, transfers from Revolut/Wise, and electronic wallets are not accepted. This is consistent with the standard practices of many US discount brokers, which typically prioritize ACH transfers and wire transfers for funding accounts.
For international clients, the only available option for transactions is bank transfer. As a US resident, though, you have 4 options to fund your new Tradier account:

• ACH (Automated Clearing House) transfer
• Check deposit
• Wire transfer
• ACAT transfer

Due to US regulations, US citizens cannot use credit cards to fund their brokerage accounts. They can only use debit cards, where available.

Here's all you need to know about minimum deposit requirements and depositing money at Tradier.

A bank transfer can take several business days. You can only deposit money from accounts that are in your name.

Tradier withdrawal fees and options

Similar to Tradier's deposit options, you can only withdraw your funds via bank transfer. ACH withdrawals are free of charge, while domestic wire transfers cost $30. International wire transfers have a $75 fee, which is high compared to industry standards.

Read our guide containing all key info on available withdrawal methods and related fees at Tradier.

You can only withdraw money to accounts in your name.

How long does it take to withdraw money from Tradier? We tested the ACH bank transfer and it took 2 business days.
The daily withdrawal limit is $25,000 per day. Also, note that Tradier requires initial deposits made via ACH transfer to stay in your account for 10 business days before they can be withdrawn. If your account has an existing balance, ACH deposits will need to be held for 5 business days before withdrawal.

How do you withdraw money from Tradier?

• Enter the web trading platform.
• Click on the 'Fund' button in the top left corner.
• Choose 'Withdraw' on the left-side menu.
• Select the withdrawal option you prefer.

Stock transfer

You can transfer stocks in or out of your account. Incoming ACAT (Automated Customer Account Transfer) transfers are free, while outgoing transfers cost $75 per transaction.

Can you open an account?

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Tradier accepts clients from all over the world.

Read our separate article on how to get your account started with Tradier.

What is the minimum deposit at Tradier?

The required Tradier minimum deposit is $0.

While there is no minimum deposit requirement to open a cash account at Tradier, a minimum deposit of $2,000 is required for margin trading.

Account types

Tradier offers three account types for individuals:

• Lite: free of charge
• Pro: $10/month
• Pro Plus: $35/month

With Pro and Pro Plus accounts, you can enjoy more favorable pricing structures and you can get access to Tradier's desktop app.
If you are from the US, you can open tax-efficient IRA accounts as well.
Trust and joint accounts are also supported. However, corporate and partnership accounts are only available to entities based in the United States.

How to open your account

The account opening process at Tradier is user-friendly, fast and fully digital. It takes around 15 minutes to submit your application and less than a day for your account to be verified.
You can open your Tradier account on the web or mobile platform, provided you are 18 or older. We tested the account opening process on the website:

1. Click on 'Sign up'.
2. Select the account type you prefer.
3. Fill in your name and email address, and create a username and password.
4. Log in using your new credentials.
5. Verify your login with your email.
6. Enter your personal information (i.e. address, date of birth and social security number).
7. Answer short questions relating to your trading experience.
8. Verify your identity with your driver's license / identity card / passport. A photo of the documents taken with your mobile will do.
9. Verify your residency with a bank statement / utility bill / lease agreement.
10. Set up your funding method (you can do this later as well).
11. Sign and submit your application.

Tradier also offers a demo account, which is great for trying out platform features and practicing your trading skills without risking actual money. To access the demo account, you have to sign up separately within the web trading platform. You can do this by clicking the 'Individual' button in the top right corner and selecting the paper trading option.

Look and feel

In my experience, Tradier's mobile trading app is user-friendly and easy to navigate. Basic features like the trade panel, watchlist, and research tools are conveniently accessible through the bottom menu bar. However, the app is only available in English, which may be a drawback for users who prefer other languages. Additionally, I missed price alerts and the ability to search for assets by name.

Login and security

Tradier provides a safer, two-step login for its mobile platform.

You can log in using biometric authentication, which is a convenient feature.

Search functions

The search functions are OK.

You can search by typing the asset's ticker symbol, but not by the asset's name or category—this was a bit disappointing and a feature I genuinely missed.

Placing orders

You can use the following order types on the mobile trading platform:

• Market
• Limit
• Stop
• Stop Limit

There are also order time limits you can use:

• Day
• Good 'til canceled (GTC)
• Pre
• Post

Alerts and notifications

You cannot set alerts and notifications on the Tradier mobile platform.

However, the platform features a 'Watchlist' where you can add stocks, ETFs and options to easily track daily price changes.

Our analysts personally tested Tradier's mobile trading platform; read the Tradier mobile app review for a detailed verdict on its performance and features.

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Tradier has its own in-house developed web trading platform called Tradier Web, which is available only in English. In addition, you can also use a wide range of third-party trading tools, such as TradingView and WealthCharts, to trade directly through these interfaces.
In this review, I tested Tradier Web.

Look and feel

The Tradier web trading platform is user-friendly, intuitive and has a clear structure, offering essential functionalities. One standout feature is the well-designed charting tool, which includes a wide range of technical indicators. However, the platform itself is not customizable.

Login and security

Tradier provides a safer, two-step login.

Search functions

The search functions are OK.

Similarly to the mobile app, you can search by typing the asset's ticker symbol, but searching by the asset's name or category is not possible.

Placing orders

Tradier has a good variety of order types.

You can use the following order types:

• Market
• Limit
• Stop
• Stop Limit

If you are unfamiliar with some of these terms or want to learn more, read our overview of order types.

There are also order time limits you can use:

• Day
• Good 'til canceled (GTC)
• Pre
• Post

Alerts and notifications

You cannot set price alerts and notifications on the Tradier web trading platform.

However, the platform features a 'Watchlist' where you can add stocks, ETFs and options to easily track daily price changes. Additionally, the API allows you to feed market data directly into your algorithm. Despite these features, the lack of built-in price alerts on the web platform is a notable shortcoming.

Portfolio and fee reports

Tradier has clear fee reports.

You can access statements and confirmations under the 'Documents' menu. You can filter reports by year and month. Additionally, the 'Gain/Loss' tab shows the proceeds from your trades.

API trading

You can also build automated trading systems using Tradier's APIs, which provide access to account data, real-time market data, and order execution. With these features, you can seamlessly implement and execute automated trading strategies. Clear documentation and resources on Tradier's website guide you through the integration process.

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This selection is average compared to competing brokers.

Stocks and ETFs

You can invest in stocks and ETFs listed on major US markets, such as the NYSE and NASDAQ. This selection is similar to what Tradier's main competitors offer.

You can also short sell stocks at Tradier, but with certain limitations. You can only short stocks if shares are available to borrow, and orders can't be placed on stocks trading below $5.
In addition, you can trade during pre-market and post-market hours—a highly convenient feature if you are looking to react to news and events outside regular trading sessions.

Options

Tradier also offers options, but access is limited to US options markets.

This selection is average compared to competing brokers.

Futures

Futures trading at Tradier is available exclusively on the Pro and Pro Plus plans. Additionally, a separate account is required to access futures trading.

This selection is average compared to competing brokers.

Social trading

Tradier offers a third-party social trading service called Social.Trade. As a Discord-integrated social trading platform, it enables you to share your trades, view others' strategies, and discuss market trends in a collaborative environment. It provides tools for copy trading, tracking performance, and gaining insights from experienced traders in real time. One standout feature is the Options Flow, which tracks institutional trading activity, offering insights into market movers' strategies.