TD Ameritrade Logo

TD Ameritrade fees explained

Your expert
Adam N.
Fact checked by
Updated
1w ago
Personally tested Personally tested
Data-driven Data-driven
Independent Independent

Overview of TD Ameritrade fees and charges

When trading or investing at an online broker, fees can have a big impact on your results, so it's good to know what kind of charges you'll be facing and how these compare to fees at other brokers.

If fees are your top concern, TD Ameritrade is a good choice, as it has low fees in general. Check our toplist for cheaper brokers.

I found TD Ameritrade's trading fees fairly low
Adam
Adam Nasli
Financial Wizard | Regulation • Fighting Scams • Market Analysis

I've personally tested dozens of global brokers, carefully looking at their fees not just on their website but also in the course of live trading. Here's how TD Ameritrade fared:

  • TD Ameritrade charges low fees for trading stocks and ETFs.
  • There is no inactivity fee even if you leave your account idle for a long time.
  • The basic withdrawal fee is $0, but some transactions may cost more.
  • Read our full review of TD Ameritrade for info on safety, trading platforms and funding.
TD Ameritrade fees at a glance
Assets Fee level Fee terms
US stock fee Low Free stock and ETF trading
EURUSD fee Low The fees are built into the spread, 1.4 pips is the average spread cost during peak trading hours.
US tech fund fee High $49.95 per transaction, although there are also ca. 4,000 free funds
Inactivity fee Low No inactivity fee

Visit broker

Commission-free stock and ETF trading

TD Ameritrade stock and ETF fees by market
US stock
$0.0
$0.0
$0.0
Show more
New
Stock Fee Calculator

Confused about fees? Use this tool to see what the commission fee of a specific stock trade would be at TD Ameritrade. To check and compare fees at other brokers, go to our main Fee calculator page.

Before doing so, check out our Privacy Policy and our General Terms and Conditions.

USD
Select stock
USD

High margin rates

TD Ameritrade annual margin rates
USD margin rate
14.8%
14.2%
13.6%
Show more

Low options commission

Fees charged by TD for options trading are similar to those of its competitors: stock index options commission for 10 contracts is $6.5. The options fees are based on the number of traded options contracts.

TD Ameritrade stock index options commission
US stock index options
$6.5
$6.5
$6.5
Show more

No inactivity fee, no withdrawal fee

The broker does not charge an inactivity fee, deposits are free of charge and withdrawal is also free if you use an ACH transfer.

Broker
Inactivity fee
Withdrawal fee
TD Ameritrade
$0
E*TRADE
$0
Charles Schwab
$0
TD Ameritrade inactivity, withdrawal and other fees
Show more

Other commissions and fees

You can find TD Ameritrade's fees for other asset classes below. Click 'Show more' for details.

High mutual fund commission

Show more

High futures fees

Show more

Low FX fees

Show more

Low bond commission

Show more

Interest earned on uninvested cash

As of the time of the review, TD Ameritrade provides the following interest rates on uninvested cash:

  • 0.4% for USD

Check out this short video for a behind-the-scenes peek into how our experts personally test and evaluate brokers.

Got questions?
Engage with our growing community of traders and investors like you to find your answers.
Join now

Author of this article

Adam Nasli

Financial Wizard | Trading • Safety • Market Analysis

I bring extensive financial expertise as one of BrokerChooser's earliest team members. Personally, I tested nearly all 100+ brokers on our site, opening real-money accounts, executing trades, assessing customer services, and providing firsthand assessment. My professional background includes roles in the banking sector and a degree from Central European University, where I teach finance. My passions lies in in-depth research of the financial industry, building trading algorithms, and managing long-term investments.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.

Follow us

Regional settings

×
I'd like to trade with...