Currencies at Revolut

One of Revolut’s key competitive features is that clients can exchange funds in their account to several different currencies worldwide on interbank rates. This only works if

• you convert your money during open market hours
• remain within your free allowance.

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Currency selection & account currencies

The currency selection available to Revolut clients varies depending on several factors: 

• Revolut offers certain currencies as account base currencies

• There is a different currency selection when it comes to currencies that you can hold in the app

• And yet another selection when it comes to what currencies you can use to top up your account

Let’s see these categories one by one:

Account currencies

Currencies to exchange within the app

Currencies to top up your account

Let’s see what happens if you exchange currencies when markets are closed and/or exceed your free monthly limit.

Limit & fees

What are the fees when markets are closed?

During out-of-market hours, a 1% fee applies to all currency exchange transactions, except transactions involving THB  and UAH, for which a 2% fee applies.

Market hours are between 17:00 EST Sunday - 16:00 EST Friday (23:00 Sunday - 22:00 Friday GMT+1)

Out of market hours are between 16:00 EST Friday - 17:00 EST Sunday (22:00 Friday - 23:00 Sunday GMT+1)

How much is the free allowance per account type?

The exchange limits per month are the following:

• Standard plan: €1,000/month
• Plus plan: €1,000/month
• Premium plan: No limit/month
• Metal plan: No limit/month

What are the fees if I exchange more than my free allowance?

If you exchange more than your monthly allowance, you’ll be charged a 0.4% fee of the exchange value.

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Further reading:

• About Revolut the company
• Revolut card
• Revolut fees
• Revolut account opening
• How do I deposit in Revolut?
• How to withdraw from Revolut?
• Trading stocks on Revolut
• Is Revolut safe?
• Revolut cryptocurrencies
• Revolut alternatives & competitors