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Written by: Adam N. Updated: Dec 2022
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Overview of Interactive Investor fees and charges

It's safe to say that Interactive Investor's fees are low in general. They either don't charge a brokerage fee for things other brokers do charge for, or they only charge a small amount. This means that you can use Interactive Investor even in case you trade frequently like multiple times a week or daily.

Here's a high level overview of Interactive Investor's fees

Interactive Investor Fees snapshot
Assets Fee level Fee terms
US stock fee Low "Investor" and "Pension Builder" fees: £5.99 per trade; "Super Investor" fee: £3.99 per trade
EURUSD fee - Not available
US tech fund fee Low "Investor" and "Pension Builder" fee: £5.99 per trade; "Super Investor" fees: £3.99 per trade
Inactivity fee Low No inactivity fee

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Interactive Investor fees
Interactive Investor fees explained

We compare Interactive Investor fees with its closest competitors, AJ Bell Youinvest and Hargreaves Lansdown.

Interactive Investor fees
Interactive Investor trading fees

Interactive Investor's trading fees are mid-tier which means you need to pay special attention to asset classes with high trading fees.

Let's break down the trading fees into the different asset classes available at Interactive Investor.

Trading fees

Interactive Investor's trading fees are low.

Stock fees and ETF fees

Interactive Investor has average stock trading fees.

Stock fees of a $2,000 trade
Interactive Investor AJ Bell Youinvest Hargreaves Lansdown
US stock $6.8 $11.2 $13.5
UK stock $6.8 $11.2 $13.5
German stock $22.6 $11.2 $13.5

Fund fees

Interactive Investor fund fees are low.

A $2,000 fund buy fees
Interactive Investor AJ Bell Youinvest Hargreaves Lansdown
Mutual fund $6.8 $1.7 $0.0
EU mutual fund $9.6 $1.8 $0.0

Bond fees

Interactive Investor has low bond fees.

Bond fees of a $10,000 trade
Interactive Investor AJ Bell Youinvest Hargreaves Lansdown
US Treasury bond - - -
EU government bond $6.8 $11.2 $13.5

Financing rates

Interactive Investor financing rates are .

If you want to trade on margin and prefer to hold your positions long, financing costs can be significant.

Interactive Investor yearly financing rates
Interactive Investor AJ Bell Youinvest Hargreaves Lansdown
Apple CFD financing rate - - -
Vodafone CFD financing rate - - -
EURUSD financing rate - - -
EURGBP financing rate - - -

Leverage is a double-edged sword and can dramatically amplify your profits. It can also just as dramatically amplify your losses. Trading foreign exchange/CFDs with any level of leverage may not be suitable for all investors.

Currency conversion fee

Interactive Investor will charge a Currency Conversion Fee for all trades on instruments denominated in a currency different to the currency of your account. The fee is charged as the following: 1.5% mark-up for positions under £25k.

Interactive Investor fees
Interactive Investor non-trading fees

When it comes to looking at all the non-trading fees Interactive Investor is a cheap broker. This means that they don't charge you a lot for non-trading related activities on your trading account, like withdrawal fee.

Non-trading fees include various brokerage fees and charges at Interactive Investor that you pay not related to buying and selling assets. Among some others, typical non trading fees are withdrawal fee, deposit fee, inactivity fee and account fee.

A high level overview of how Interactive Investor stacks up in non-trading fees
Interactive Investor AJ Bell Youinvest Hargreaves Lansdown
Withdrawal fee $0 $0 $0
Deposit fee $0 $0 $0
Inactivity fee No No No
Account fee Yes No No

Interactive Investor fees
Interactive Investor deposit fee

Deposit fees are applied when you send money to your trading account from your bank account. Usually brokers don't charge money for that and Interactive Investor is not different: you will see the exact same amount on your brokerage account that you sent by any of the deposit methods Interactive Investor offers.

Interactive Investor deposit methods
Interactive Investor AJ Bell Youinvest Hargreaves Lansdown
Bank transfer Yes Yes Yes
Credit/debit card Yes Yes Yes
Electronic wallets No No No
Deposit fee $0 $0 $0

Interactive Investor fees
Interactive Investor withdrawal fee

Unlike some online brokers we have reviewed Interactive Investor does not charge a withdrawal fee. This means that you'll see the same amount of money on your bank account that you transferred from your brokerage account.

Interactive Investor withdrawal fees and options compared
Interactive Investor AJ Bell Youinvest Hargreaves Lansdown
Bank transfer Yes Yes Yes
Credit/debit card Yes Yes Yes
Electronic wallets No No No
Withdrawal fee with bank transfer $0 $0 $0

Interactive Investor fees
Interactive Investor inactivity fee

Interactive Investor does not apply an inactivity fee which is great because your account will not be charged even if you do not trade for a longer time period (months or years).

Author of this article

Adam Nasli

Author of this article

Adam is a motivated finance expert. He joined BrokerChooser in 2018 and has since tested almost all 100+ brokers covered by BrokerChooser. Adam holds a professional degree from CEU and he helps teach finance and programming courses at his alma mater. Previously he worked in the banking sector, including at Citi Bank. He loves researching the financial industry, managing his long-term investments, and trading with algorithms.

Adam Nasli

Analyst Head

Adam is a motivated finance expert. He joined BrokerChooser in 2018 and has since tested almost all 100+ brokers covered by BrokerChooser. Adam holds a professional degree from CEU and he helps teach finance and programming courses at his alma mater. Previously he worked in the banking sector, including at Citi Bank. He loves researching the financial industry, managing his long-term investments, and trading with algorithms.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology

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