Overview of Interactive Investor fees and charges
We know that fees are on top of people's mind when selecting a broker. Brokerage fees consist of trading and non-trading fees. The most important trading fees are commission, spread, and financing rate.
- Commission: it's charged when you execute a trade (either buy or sell). Commissions can be volume-tiered or flat fees. Nowadays, there are many commission-free brokers, click on the following links to check out the best free stockbrokers in the US and the EU.
- Spread: it denotes the difference between the bid and ask price. When you trade forex or CFDs, spreads can make up a significant part of your trading costs.
- Financing rate/overnight costs: if you trade on leverage, you may be charged for holding your positions overnight. This cost can be expressed as a percentage or in swap points.
- Non-trading fees: these occur when you deposit and withdraw funds, or if you don't use your account for a certain period.
Now, let's dive into the details and see what commissions, spreads, and financing rates Interactive Investor charges.
Interactive Investor commission and other fees
Interactive Investor commission and other trading fees
Interactive Investor has average trading fees in general. We ranked Interactive Investor fee levels as low, average or high based on how they compare with all reviewed brokers.
Check out this table to get an overview of whether Interactive Investor commissions, spreads, and financing rates for each asset class are low/average/high.
| Interactive Investor | AJ Bell Youinvest | Hargreaves Lansdown | |
|---|---|---|---|
| Stock and ETF | Average | Average | High |
| Forex | - | - | - |
| Fund | Low | Low | Low |
| Bond | Low | Low | Low |
| Options | - | - | - |
| Futures | - | - | - |
Now let's go over the trading fees for each asset class one by one.
Interactive Investor stock and ETF commissions, spreads
Interactive Investor stock and ETF commissions are average. Interactive Investor stock and ETF commissions are charged as per the table below.
| Interactive Investor | |
|---|---|
| US stock | "Investor" and "Pension Builder" fees: £5.99 per trade; "Super Investor" fee: £3.99 per trade |
| UK stock | "Investor" and "Pension Builder" fees: £5.99 per trade; "Super Investor" fee: £3.99 per trade |
| German stock | "Investor" and "Pension Builder" fees: £19.99 per trade; "Super Investor" fee: £5.99 per trade |
| Indian stock | Not available |
You can compare Interactive Investor stock and ETF fees with the two closest competitors.
| Interactive Investor | AJ Bell Youinvest | Hargreaves Lansdown | |
|---|---|---|---|
| US stock | $6.8 | $11.2 | $13.5 |
| UK stock | $6.8 | $11.2 | $13.5 |
| German stock | $22.6 | $11.2 | $13.5 |
| Indian stock | - | - | - |
Stock and ETF commissions are calculated for a $2,000 trade
Interactive Investor fund commissions
Interactive Investor fund commissions are low. The table below shows how Interactive Investor fund commissions are calculated.
| Interactive Investor | |
|---|---|
| Mutual fund | "Investor" and "Pension Builder" fee: £5.99 per trade; "Super Investor" fees: £3.99 per trade |
Check out how Interactive Investor fund fees compare with the competition.
| Interactive Investor | AJ Bell Youinvest | Hargreaves Lansdown | |
|---|---|---|---|
| Mutual fund | $6.8 | $1.7 | $0.0 |
Fund commissions are calculated for a $2,000 trade
Interactive Investor bond commissions
Interactive Investor bond commissions are low. The table below contains the description of Interactive Investor bond commissions.
| Interactive Investor | |
|---|---|
| US Treasury bond | Not available |
| EU government bond | "Investor" fee: £5.99 per trade; "Funds Fan" and "Super Investor" fees: £3.99 per trade |
See how Interactive Investor bond fees stack up against the competition.
| Interactive Investor | AJ Bell Youinvest | Hargreaves Lansdown | |
|---|---|---|---|
| US Treasury bond | - | - | - |
| EU government bond | $6.8 | $11.2 | $13.5 |
Bond commissions are calculated for a $10,000 trade
Interactive Investor commission and other fees
Interactive Investor non-trading fees
In addition to trading fees, it's important to see if Interactive Investor charges a fee on deposits, withdrawals, account maintenance, and inactivity. We compared these fees levied by Interactive Investor with its two closest competitors.
| Interactive Investor | AJ Bell Youinvest | Hargreaves Lansdown | |
|---|---|---|---|
| Deposit fee | $0 | $0 | $0 |
| Withdrawal fee | $0 | $0 | $0 |
| Account fee | Yes | No | No |
| Inactivity fee | No | No | No |
CFD fees are calculated for a $2,000 trade using 20:1 leverage for stock index CFDs, and 5:1 leverage for stock CFDs
Interactive Investor commission and other fees
Bottom line
Hopefully, by now you have a clear picture of the commissions, spreads, financing rates, and non-trading fees charged by Interactive Investor and its closest competitors. To learn more about Interactive Investor, check out this detailed review. If you would like more information about fees in general, read this article about brokerage fees.
If you're not sure which broker to choose, get a personal recommendation from our broker recommendation algorithm or compare brokers with our broker comparison table.
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