Overview of Hargreaves Lansdown fees and charges
We know that fees are on top of people's mind when selecting a broker. Brokerage fees consist of trading and non-trading fees. The most important trading fees are commission, spread, and financing rate.
- Commission: it's charged when you execute a trade (either buy or sell). Commissions can be volume-tiered or flat fees. Nowadays, there are many commission-free brokers, click on the following links to check out the best free stockbrokers in the US and the EU.
- Spread: it denotes the difference between the bid and ask price. When you trade forex or CFDs, spreads can make up a significant part of your trading costs.
- Financing rate/overnight costs: if you trade on leverage, you may be charged for holding your positions overnight. This cost can be expressed as a percentage or in swap points.
- Non-trading fees: these occur when you deposit and withdraw funds, or if you don't use your account for a certain period.
Now, let's dive into the details and see what commissions, spreads, and financing rates Hargreaves Lansdown charges.
Hargreaves Lansdown commission and other fees
Hargreaves Lansdown commission and other trading fees
Hargreaves Lansdown has average trading fees in general. We ranked Hargreaves Lansdown fee levels as low, average or high based on how they compare with all reviewed brokers.
Check out this table to get an overview of whether Hargreaves Lansdown commissions, spreads, and financing rates for each asset class are low/average/high.
| Hargreaves Lansdown | Interactive Investor | AJ Bell Youinvest | |
|---|---|---|---|
| Stock and ETF | High | Average | Average |
| Forex | - | - | - |
| Fund | Low | Low | Low |
| Bond | Low | Low | Low |
| Options | - | - | - |
| Futures | - | - | - |
Now let's go over the trading fees for each asset class one by one.
Hargreaves Lansdown stock and ETF commissions, spreads
Hargreaves Lansdown stock and ETF commissions are high. Hargreaves Lansdown stock and ETF commissions are charged as per the table below.
| Hargreaves Lansdown | |
|---|---|
| US stock | Based on previous month's activity. 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade |
| UK stock | Based on previous month's activity. 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade |
| German stock | Based on previous month's activity. 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade |
| Indian stock | Not available |
You can compare Hargreaves Lansdown stock and ETF fees with the two closest competitors.
| Hargreaves Lansdown | Interactive Investor | AJ Bell Youinvest | |
|---|---|---|---|
| US stock | $13.5 | $6.8 | $11.2 |
| UK stock | $13.5 | $6.8 | $11.2 |
| German stock | $13.5 | $22.6 | $11.2 |
| Indian stock | - | - | - |
Stock and ETF commissions are calculated for a $2,000 trade
Hargreaves Lansdown fund commissions
Hargreaves Lansdown fund commissions are low. The table below shows how Hargreaves Lansdown fund commissions are calculated.
| Hargreaves Lansdown | |
|---|---|
| Mutual fund | Tiered annual fee based on volume held. On first £250k, the fee is 0.45%, on the value between £250k-£1m it is 0.25%, on the value between £1m-£2m it is 0.10%, and there is no charge on the value above £2m. |
Check out how Hargreaves Lansdown fund fees compare with the competition.
| Hargreaves Lansdown | Interactive Investor | AJ Bell Youinvest | |
|---|---|---|---|
| Mutual fund | $0.0 | $6.8 | $1.7 |
Fund commissions are calculated for a $2,000 trade
Hargreaves Lansdown bond commissions
Hargreaves Lansdown bond commissions are low. The table below contains the description of Hargreaves Lansdown bond commissions.
| Hargreaves Lansdown | |
|---|---|
| US Treasury bond | Not available |
| EU government bond | 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade |
See how Hargreaves Lansdown bond fees stack up against the competition.
| Hargreaves Lansdown | Interactive Investor | AJ Bell Youinvest | |
|---|---|---|---|
| US Treasury bond | - | - | - |
| EU government bond | $13.5 | $6.8 | $11.2 |
Bond commissions are calculated for a $10,000 trade
Hargreaves Lansdown commission and other fees
Hargreaves Lansdown non-trading fees
In addition to trading fees, it's important to see if Hargreaves Lansdown charges a fee on deposits, withdrawals, account maintenance, and inactivity. We compared these fees levied by Hargreaves Lansdown with its two closest competitors.
| Hargreaves Lansdown | Interactive Investor | AJ Bell Youinvest | |
|---|---|---|---|
| Deposit fee | $0 | $0 | $0 |
| Withdrawal fee | $0 | $0 | $0 |
| Account fee | No | Yes | No |
| Inactivity fee | No | No | No |
CFD fees are calculated for a $2,000 trade using 20:1 leverage for stock index CFDs, and 5:1 leverage for stock CFDs
Hargreaves Lansdown commission and other fees
Bottom line
Hopefully, by now you have a clear picture of the commissions, spreads, financing rates, and non-trading fees charged by Hargreaves Lansdown and its closest competitors. To learn more about Hargreaves Lansdown, check out this detailed review. If you would like more information about fees in general, read this article about brokerage fees.
If you're not sure which broker to choose, get a personal recommendation from our broker recommendation algorithm or compare brokers with our broker comparison table.
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