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Fidelity Minimum Deposit

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Adam N.
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2w ago
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Does Fidelity have a minimum deposit requirement as of February 2024?

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It's great that you are looking for deposit options at Fidelity to take charge of your finances. We would encourage you to carry on! Your future self will be grateful to you.

There are several ways to start your journey, let's walk through the options together!

To give you a brief summary: Fidelity is a US stockbroker. It is regulated by top-tier authorities SEC and FINRA.

My key findings in a nutshell
Adam Nasli
Financial Wizard | Regulation • Scam • Market Analysis

I've thoroughly tested Fidelity services with our analyst team by opening a real-money account and these are my most important findings:

  • The minimum deposit at Fidelity is $0
  • Fidelity charges $0 for deposits
  • You can only deposit funds from accounts that are in your name
  • Visit Fidelity's page to start the process
  • Fidelity is a reliable broker regulated by at least one top-tier regulator

First, let's see if Fidelity is available in your country?

Yes, you can open an account at Fidelity if you live in the United States!
the United States

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BrokerChooser score
4.7 4.7 /5
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Fidelity is available in the United States

Is Fidelity safe?

To trust your money with a broker, you need to be sure that the broker is considered reliable. BrokerChooser only recommends regulated brokers, meaning the broker's operations are overseen by a trusted body.

Fidelity can be considered a legit broker, as it is overseen by at least one top-tier regulator, which is a great sign for reliability.

For you, this means that your money is in good hands and you will be able to access your funds.

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What is the minimum deposit at Fidelity?

At Fidelity, the minimum deposit is $0. This means that you can deposit as little money as you wish.

After you have completed the registration and verification process, you need to fund your account to start trading.

This is where you stand in your journey to your first trade at Fidelity

Brokers that don't require a minimum deposit do so to encourage people to try their services without requiring a large initial commitment.

Here's a tip: don't worry if you decide to switch brokers after depositing. You can always opt out and withdraw your funds.

Also, at Fidelity, there is no inactivity fee. This means that you won't be charged any fee, if you decide not to use your account in the future.

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What base currencies are available at Fidelity?

At Fidelity, the following base currencies are available: USD, EUR, GBP, AUD, CAD, DKK, HKD, JPY, MXN, NZD, NOK, PLN, ZAR, SGD, SEK, CHF. Try to deposit money to your brokerage account in your account's base currency, otherwise you will be charged a conversion fee.

To avoid high conversion fees, consider opening a multi-currency account at a digital bank.

What deposit methods are available at Fidelity?

At Fidelity, you have multiple options to choose from when you want to deposit money to your account. These options are the following: Bank transfer, PayPal, Venmo, Apple Pay.

All these options are great, choose the most convenient one for you to be able to start trading. And remember, you can only deposit funds from accounts that are in your name.

There is also a difference in average transfer time for different deposit methods. While credit/debit card and e-wallet transfers are usually instant, bank transfers may take 2-3 business days to arrive.

Deposit options Fidelity
Bank transfer Yes
Credit/Debit card No
Electronic wallet Yes

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BrokerChooser score
4.7 4.7 /5
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Fidelity is available in the United States

Is there any deposit fee at Fidelity?

The answer is no. No deposit fees will be applied at Fidelity.

This is great because the broker won't deduct anything from your deposits, and you only have to calculate with the costs charged by the bank, or other third-party financial service you send the money with.

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How to deposit money to Fidelity account?

Here's a step-by-step guide:

  • Log in to Fidelity's client area
  • Look for 'Deposit' or 'Funding menu'
  • Choose your funding method
  • Provide the necessary details for the transaction
  • Check if the payment details are correct
  • If you are OK with it, you are ready to proceed
The interface to send the minimum deposit to Fidelity

If you get stuck during the process, you can always reach out to Fidelity's customer support. At Fidelity, customer support can be reached via live chat, phone and email.


It is awesome that you have read through this article! We know that depositing can be frustrating, but you are on the right track, and it is okay to ask for help if you are unsure about something.

If you are stuck somewhere, have a question, or a suggestion, please drop a message on our Forum.

Check out this short video for a behind-the-scenes peek into how our experts personally test and evaluate brokers.

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Author of this article

Adam Nasli

Financial Wizard | Trading • Safety • Market Analysis

I bring extensive financial expertise as one of BrokerChooser's earliest team members. Personally, I tested nearly all 100+ brokers on our site, opening real-money accounts, executing trades, assessing customer services, and providing firsthand assessment. My professional background includes roles in the banking sector and a degree from Central European University, where I teach finance. My passions lies in in-depth research of the financial industry, building trading algorithms, and managing long-term investments.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.

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