Fidelity International fees explained

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Overview of Fidelity International fees and charges

When trading or investing at an online broker, fees can have a big impact on your results, so it's good to know what kind of charges you'll be facing and how these compare to fees at other brokers.

If fees are your top concern, Fidelity International is an OK choice, as it has average fees in general. Check our toplist for cheaper brokers.

I found Fidelity International's trading fees fairly average

Tamás Gyuriczki

CFD • Options Trading • Market Analysis

I've personally tested dozens of global brokers, carefully looking at their fees not just on their website but also in the course of live trading. Here's how Fidelity International fared:

Fidelity International charges high fees for trading stocks and ETFs.
There is no inactivity fee even if you leave your account idle for a long time.
The basic withdrawal fee is $0, but some transactions may cost more.
Read our full review of Fidelity International for info on safety, trading platforms and funding.

Fidelity International fees at a glance
Assets	Fee level	Fee terms
US stock fee	Average	£7.5 per trade, or £1.5 per trade for regular saving plans. For tax-advantaged accounts, there is also an annual service fee.
EURUSD fee	-	FX not available
US tech fund fee	Low	Annual fee based on investments held: £45 flat fee under £7.5k and no monthly regular savings plan (RSP); 0.35% under £7.5k but with RSP, and between £7.5k-£250k; 0.20% between £250k-£1m; no fee on investments over £1m
Inactivity fee	Low	No inactivity fee

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It has low mutual fund fees and average stock/ETF fees.

High stock and ETF commission

Fidelity International stock and ETF fees by market
	Fidelity International Fidelity International	AJ Bell Youinvest AJ Bell Youinvest	Hargreaves Lansdown Hargreaves Lansdown
UK stock Estimated commission of a $2,000 trade, assuming a $50 stock price	$12.6 £7.5 per trade, or £1.5 per trade for regular saving plans. For tax-advantaged accounts, there is also an annual service fee.	$6.3 0-10 trades/month: £5; 10 and more trades/month: £3.50	$15.1 Based on previous month's activity. 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade
US stock Estimated commission of a $2,000 trade, assuming a $50 stock price	$9.5 £7.5 per trade, or £1.5 per trade for regular saving plans. For tax-advantaged accounts, there is also an annual service fee.	$6.3 £5 per trade	$15.1 Based on previous month's activity. 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade

Fidelity International charges a £10 flat fee per trade if you don't invest with a regular savings plan, while £1.5 if you do so. Share dealing orders made by phone are charged £30 each.
If you invest in international stocks/ETFs, there is a high FX conversion fee charged (up to 1%).
If you open a tax-advantaged account, like an ISA/SIPP account, there is also an annual service fee you'll be charged. The annual service fee depends on whether you choose regular savings plans or not. The regular savings plan means that you regularly transfer an amount to your account, which is then invested.

Fidelity International stock/ETF annual service fees for tax-advantaged accounts
	Fees without a regular savings plan	Fees with a regular savings plan
Annual service fee for investments less than £7,500*	£45	0.35% (capped at £45)
Annual service fee for investments between £7,500 - £250k	0.35% (capped at £45)
Annual service fee for investments between £250k - £1 million	0.20% (capped at £45)
Annual service fee for investments above £1 million	0.20% for the first £1 million (capped at £45), no fee above that

*If you open a Junior ISA/SIPP account, the annual service fee for investments less than £7,500 is £25.

Low mutual fund commission

Fees for a $2,000 fund purchase
	Fidelity International Fidelity International	AJ Bell Youinvest AJ Bell Youinvest	Hargreaves Lansdown Hargreaves Lansdown
Mutual fund Estimated commission of a $2,000 US domiciled fund trade	$0.0 Annual fee based on investments held: £45 flat fee under £7.5k and no monthly regular savings plan (RSP); 0.35% under £7.5k but with RSP, and between £7.5k-£250k; 0.20% between £250k-£1m; no fee on investments over £1m	$1.9 £1.50 per trade	$0.0 Tiered annual fee based on volume held. On first £250k, the fee is 0.45%, on the value between £250k-£1m it is 0.25%, on the value between £1m-£2m it is 0.10%, and there is no charge on the value above £2m.

Fidelity International doesn't charge a commission for buying or selling funds, it charges only an annual service fee. The annual service fee depends on whether you invest in funds with a regular savings plan or not.

Fidelity International fund fees
	Fees without a regular savings plan	Fees with a regular savings plan
Annual service fee for investments less than £7,500*	£45	0.35%
Annual service fee for investments between £7,500 - £250k	0.35%
Annual service fee for investments between £250k - £1 million	0.20%
Annual service fee for investments above £1 million	0.20% for the first £1 million, no fee above that

*If you open a Junior ISA/SIPP account, the annual service fee for investments less than £7,500 is £25.

High custody fee, no withdrawal fee

There are no inactivity or account fees, and Fidelity International also does not charge any fees after deposits and withdrawals.
However, there is a high conversion fee if you invest in international stocks/ETFs. FX fees are volume-tiered (the more you convert, the lower fee would be)

1.00% up to £10k
0.75% above £10k and up to £20k
0.50% above £20k and up to £30k
0.25% above £30k

Fidelity International custody, withdrawal and other fees
Broker	Custody fee	Withdrawal fee
Fidelity International		$0
AJ Bell Youinvest		$0
Hargreaves Lansdown		$0

Interest earned on uninvested cash

As of the time of the review, Fidelity International provides the following interest rates on uninvested cash:

3.1% for GBP

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Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.