Overview of DEGIRO fees and charges

It's safe to say that DEGIRO's fees are low in general. They either don't charge a brokerage fee for things other brokers do charge for, or they only charge a small amount. This means that you can use DEGIRO even in case you trade frequently like multiple times a week or daily.

Here's a high level overview of DEGIRO's fees

DEGIRO Fees snapshot
Assets Fee level Fee terms
US stock fee Low €1 per trade (€0.00 commission plus a €1 handling fee)
EURUSD fee - Not available
US tech fund fee Low €3.9 and 0.2% annual administration fee
Inactivity fee Low No inactivity fee

DEGIRO fees
DEGIRO fees explained

We compare DEGIRO fees with its closest competitors, Interactive Brokers and Saxo Bank.

DEGIRO fees
DEGIRO trading fees

DEGIRO's trading fees are low which makes it suitable for you even if you trade often (i.e. multiple times a week).

Let's break down the trading fees into the different asset classes available at DEGIRO.

Trading fees

DEGIRO's trading fees are low.

Stock fees and ETF fees

DEGIRO has low stock trading fees.

Stock fees of a $2,000 trade
DEGIRO Interactive Brokers Saxo Bank
US stock $1.0 $1.0 $10.0
UK stock $3.1 $3.4 $9.0
German stock $4.9 $3.0 $9.9

Fund fees

DEGIRO fund fees are low.

A $2,000 fund buy fees
DEGIRO Interactive Brokers Saxo Bank
Mutual fund $3.9 $15.0 $0.0
EU mutual fund $10.3 $4.4 -

Bond fees

DEGIRO has low bond fees.

Bond fees of a $10,000 trade
DEGIRO Interactive Brokers Saxo Bank
US Treasury bond - $5.0 $79.2
EU government bond $3.0 $10.0 $79.2

Options fees

DEGIRO's options fees are low.

Stock index options fees of 10 contracts
DEGIRO Interactive Brokers Saxo Bank
US stock index options $7.5 $6.5 $30.0
UK stock index options - $19.2 $28.3
German stock index options $8.9 $16.8 $39.6

Futures fees

DEGIRO's futures fees are low.

Stock index futures fee of 10 contracts
DEGIRO Interactive Brokers Saxo Bank
US micro e-mini stock index futures $7.5 $2.5 $40.0
UK stock index futures - $19.2 $33.9
German e-mini stock index futures $7.4 $7.9 $39.6

Financing rates

DEGIRO financing rates are .

If you want to trade on margin and prefer to hold your positions long, financing costs can be significant.

DEGIRO yearly financing rates
DEGIRO Interactive Brokers Saxo Bank
Apple CFD financing rate - 5.3% 7.3%
Vodafone CFD financing rate - 4.5% 5.7%
EURUSD financing rate - 2.7% 3.4%
EURGBP financing rate - 2.1% 2.4%

Leverage is a double-edged sword and can dramatically amplify your profits. It can also just as dramatically amplify your losses. Trading foreign exchange/CFDs with any level of leverage may not be suitable for all investors.

Currency conversion fee

DEGIRO will charge a Currency Conversion Fee for all trades on instruments denominated in a currency different to the currency of your account. The fee is charged as the following: Auto FX conversion is 0.25% mark-up, manual conversion is 10.00€ + 0.25% of the amount converted.

DEGIRO fees
DEGIRO non-trading fees

When it comes to looking at all the non-trading fees DEGIRO is a cheap broker. This means that they don't charge you a lot for non-trading related activities on your trading account, like withdrawal fee.

Non-trading fees include various brokerage fees and charges at DEGIRO that you pay not related to buying and selling assets. Among some others, typical non trading fees are withdrawal fee, deposit fee, inactivity fee and account fee.

A high level overview of how DEGIRO stacks up in non-trading fees
DEGIRO Interactive Brokers Saxo Bank
Withdrawal fee $0 $0 $0
Deposit fee $0 $0 $0
Inactivity fee No No Yes
Account fee No No No

DEGIRO fees
DEGIRO deposit fee

Deposit fees are applied when you send money to your trading account from your bank account. Usually brokers don't charge money for that and DEGIRO is not different: you will see the exact same amount on your brokerage account that you sent by any of the deposit methods DEGIRO offers.

DEGIRO deposit methods
DEGIRO Interactive Brokers Saxo Bank
Bank transfer Yes Yes Yes
Credit/debit card No No Yes
Electronic wallets No No No
Deposit fee $0 $0 $0

DEGIRO fees
DEGIRO withdrawal fee

Unlike some online brokers we have reviewed DEGIRO does not charge a withdrawal fee. This means that you'll see the same amount of money on your bank account that you transferred from your brokerage account.

DEGIRO withdrawal fees and options compared
DEGIRO Interactive Brokers Saxo Bank
Bank transfer Yes Yes Yes
Credit/debit card No No Yes
Electronic wallets No No No
Withdrawal fee with bank transfer $0 $0 $0

DEGIRO fees
DEGIRO inactivity fee

DEGIRO does not apply an inactivity fee which is great because your account will not be charged even if you do not trade for a longer time period (months or years).

Author of this article

Ádám Nasli

Author of this article

Ádám worked in banking and investment, and holds a professional degree in this field. He is a motivated finance expert, having joined BrokerChooser in 2018. He's also eager to help people find the best investment provider for them, and to make the investment sector as transparent as possible. In his spare time, he loves learning new things, especially data science, algo-trading, programming and trading.

Ádám Nasli

Analyst head

Ádám worked in banking and investment, and holds a professional degree in this field. He is a motivated finance expert, having joined BrokerChooser in 2018. He's also eager to help people find the best investment provider for them, and to make the investment sector as transparent as possible. In his spare time, he loves learning new things, especially data science, algo-trading, programming and trading.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology

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