DEGIRO fees explained

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Overview of DEGIRO fees and charges

When trading or investing at an online broker, fees can have a big impact on your results, so it's good to know what kind of charges you'll be facing and how these compare to fees at other brokers.

If fees are your top concern, DEGIRO is a good choice, as it has low fees in general. Check our toplist for cheaper brokers.

I found DEGIRO's trading fees fairly low

Adam Nasli

Financial Wizard | Regulation • Fighting Scams • Market Analysis

I've personally tested dozens of global brokers, carefully looking at their fees not just on their website but also in the course of live trading. Here's how DEGIRO fared:

DEGIRO charges low fees for trading stocks and ETFs.
There is no inactivity fee even if you leave your account idle for a long time.
The basic withdrawal fee is $0, but some transactions may cost more.
Read our full review of DEGIRO for info on safety, trading platforms and funding.

DEGIRO fees at a glance
Assets	Fee level	Fee terms
US stock fee	Low	€2 per trade (€1 commission plus a €1 handling fee)
EURUSD fee	-	FX not available
US tech fund fee	Low	€3.9 and 0.2% annual administration fee
Inactivity fee	Low	No inactivity fee

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We analyzed the fees of DEGIRO UK; please note though that fees vary a bit from country to country.

Low stock and ETF commission

DEGIRO charges a $1 commission and a $1 trade handling fee if you trade on US and Canadian stock exchanges.
There's a number of ETFs called ETF Core Selection, which can be traded commission-free once a month with only a €1 handling fee per transaction. Additional transactions for the same ETF product within the same month may also be commission-free, as long as they are the same type of transaction (i.e. buy or sell) as the first one, and the trade is at least $/€1,000.

DEGIRO stock and ETF fees by market
	DEGIRO DEGIRO	Interactive Brokers Interactive Brokers	Saxo Bank Saxo Bank
UK stock Estimated commission of a $2,000 trade, assuming a $50 stock price	$3.4 £2.75 per trade (£1.75 commission plus a £1 handling fee)	$3.8 Fixed £3 for trade value less than £6,000, 0.05% of trade value for more than £6,000	$3.8 0.08% of trade value with £3 min, but using VIP pricing the commission can be as low as 0.03% of trade value with £3 min
US stock Estimated commission of a $2,000 trade, assuming a $50 stock price	$2.2 €2 per trade (€1 commission plus a €1 handling fee)	$1.0 Fixed pricing: $0.005 per share, min. $1, max. 1% of trade value. Free for US clients choosing IBKR Lite plan.	$1.6 0.08% of trade value with $1 min, but using VIP pricing the commission can be as low as 0.03% of trade value with $1 min
German stock Estimated commission of a $2,000 trade	$5.3 €4.90 per trade (€3.90 commission plus a €1 handling fee)	$3.2 Fixed €3 for trade value less than €6,000, 0.05% of trade value for more than €6,000	$3.2 0.08% of trade value with €3 min, but using VIP pricing the commission can be as low as 0.03% of trade value with €3 min

If you have dividend-paying stocks, you should avoid opening a so-called custody account, as it has a very high processing fee for dividends: €1 + 3% of the dividend amount.

DEGIRO has fixed commission and handling fees on all stock markets, regardless of the volume of the trade.

Note that the table below refers to charges for UK customers and there is usually a discounted rate for trading on your home market (e.g. investors from Spain trading on the Spanish market, etc.).

DEGIRO stock, ETF and warrant commission pricing
Market	Commission+Handling fee
UK	£1.75 + €1 handling fee
US, Canada	€1.00 + €1 handling fee
Germany – XETRA, Frankfurt, Austria, Belgium, Denmark, Finland, France, Italy, Ireland, The Netherlands, Norway, Portugal, Spain, Sweden, Switzerland	€3.90 + €1 handling fee
Czech Republic, Greece, Hungary, Turkey, Poland	€3.90 + €1 handling fee
Australia, Hong Kong, Japan, Singapore	€5.00 + €1 handling fee
ETFs	€2.00 (Tradegate: €3.90) + €1 handling fee
ETF Core Selection*	1 free trade/month

*€2.50 exchange connection fee may apply if you buy outside your home market. Also, currency FX fees may be charged if your account currency differs from the currency of the product.

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Stock Fee Calculator

Confused about fees? Use this tool to see what the commission fee of a specific stock trade would be at DEGIRO. To check and compare fees at other brokers, go to our main Fee calculator page.

Before doing so, check out our Privacy Policy and our General Terms and Conditions.

Low margin rates

DEGIRO annual margin rates
	DEGIRO DEGIRO	Interactive Brokers Interactive Brokers	Saxo Bank Saxo Bank
USD margin rate	6.9% Unallocated debit rate (USD) is 6.9%	6.8% Tiered margin rate. Lowest tier has a rate of 6.83% at IBKR PRO (7.83% at IBKR Lite)	- Margin stock trading is not available to most clients. Clients from Hong Kong can use margin lending.
GBP margin rate	6.9% Unallocated debit rate (GBP) is 6.9%	6.7% Tiered margin rate. Lowest tier has a rate of 6.749% at IBKR PRO (7.749% at IBKR Lite)	- Margin stock trading is not available to most clients. Clients from Hong Kong can use margin lending.
EUR margin rate	6.9% Unallocated debit rate (EUR) is 6.9%	5.5% Tiered margin rate. Lowest tier has a rate of 5.483% at IBKR PRO (6.483% at IBKR Lite)	- Margin stock trading is not available to most clients. Clients from Hong Kong can use margin lending.

Low options commission

DEGIRO charges a connectivity fee of €5 per calendar month for using US stock index options markets. This fee will be charged for trading and holding positions on these markets, irrespective of the number and size of transactions.

Unlike some brokers, DEGIRO has a charge for the exercise/assignment/cash settlement of options, although it is only €1 per contract.

DEGIRO stock index options commission
	DEGIRO DEGIRO	Interactive Brokers Interactive Brokers	Saxo Bank Saxo Bank
US stock index options Estimated commission for 10 contracts	$7.5 $0.75 per contract	$6.5 Less than 10,000 contract per month and for a 10 contracts trade: $0.65 per contract with $1 min	$20.0 $2 per contract, but using VIP pricing it can be $0.75 per contract
German stock index options Estimated commission for 10 contracts	$9.7 €0.75 per contract	$18.4 €1.7 per contract with €1.7 min	$21.6 €2 per contract, but using VIP pricing it can be €0.75 per contract

DEGIRO options fees are volume-based, i.e. the fee you pay depends on the number of contracts you buy. Exchange costs are not included in the commission (for example, exchange costs are SEK3.50/contract for indices on Sweden's OMX exchange).

DEGIRO pricing for stock index options
Market	Commission
US - CME, CBOT, CBOE, NYMEX, COMEX*	$0.75/ contract + €5 per month fee*
Eurex (Germany)	€0.75 / contract
MEFF (Spain)	€1.50 / contract
Euronext LIFFE (Netherlands, Belgium, France, Portugal)	€2.00 / contract
Norway, Finland, Sweden, Denmark	€0.75 / contract
Other countries	€0.75 / contract
Option exercise / assignment	€1.00 / contract

*DEGIRO charges a connectivity fee of €5 per calendar month for using US derivative markets (CME, CBOT, CBOE, COMEX, NYMEX). This fee will be charged for trading and holding positions on these markets, irrespective of the number and size of transactions.

No inactivity fee, no withdrawal fee

There is no account fee, inactivity fee, withdrawal fee, deposit fee or custody fee (with the exception of a service fee for mutual funds, levied monthly).

DEGIRO inactivity, withdrawal and other fees
Broker	Inactivity fee	Withdrawal fee
DEGIRO		$0
Interactive Brokers		$0
Saxo Bank		$0

Other commissions and fees

You can find DEGIRO's fees for other asset classes below. Click 'Show more' for details.

Low mutual fund commission

For investment funds, DEGIRO charges a flat €3.90 fee. DEGIRO passes on any entrance or exit fees the fund provider might charge to the client.

Custody fees are charged monthly (DEGIRO calls them a "service fee"), based on the value of your investment fund portfolio on the last day of the month. It adds up to 0.2% for a year, with the exception of FundShare Cash Funds / Morgan Stanley Liquidity Funds, where no such charge is levied.

DEGIRO fund commission pricing
Mutual funds	Commission	Monthly custody fee
Euronext Fund Services	€3.9	0.017%
Non-Exchange Listed Investment Funds (STP)	€3.9	0.017%
FundShare Cash Funds / Morgan Stanley Liquidity Funds	Free	Free

Fees for a $2,000 fund purchase
	DEGIRO DEGIRO	Interactive Brokers Interactive Brokers	Saxo Bank Saxo Bank
Mutual fund Estimated commission of a $2,000 US domiciled fund trade	$4.2 €3.9 and 0.2% annual administration fee	$15.0 $14.95 per transaction or 3% of trade value, whichever is lower. There are also more than 19,000 funds with no transaction fee	$0.0 Mutual funds are available only in certain countries. The broker doesn't charge any fee for mutual fund trading.
EU mutual fund Subscription fee of a $2,000 face value European stock fund	$10.3 0.1% + €7.5 and 0.2% yearly administration fee	$4.4 0.1% of trade value with €4 min and €29 max	- Not available

Low futures fees

Unlike some brokers, DEGIRO has a charge for the exercise/assignment/cash settlement of futures, although it is only €1 per contract.

Stock index futures fee for 10 contracts
	DEGIRO DEGIRO	Interactive Brokers Interactive Brokers	Saxo Bank Saxo Bank
US micro e-mini stock index futures Estimated commission for 10 contracts	$7.5 $0.75 per contract	$2.5 $0.25 per contract	$30.0 $3 per contract, but using VIP pricing it can be as low as $1 per contract
German e-mini stock index futures Estimated commission for 10 contracts	$8.1 €0.75 per contract	$8.6 €0.80 per contract with €0.80 min	$43.2 €3 per contract, but using VIP pricing it can be as low as €1 per contract

Similar to options, futures fees are calculated based on the number of contracts. Exchange costs are not included in the commission for US and Nordic markets (for example, exchange costs are SEK3.50/contract for indices on Sweden's OMX exchange).

DEGIRO pricing for stock index futures
Futures	Trading fee
US - CME, CBOT, NYMEX, COMEX*	$0.75 / contract + €5 per month fee*
NYSE Liffe - Amsterdam, Brussels, Lisbon, Paris	€0.75 / contract
EUREX main indices - EURO STOXX 50, DAX, DAX Mini	€0.75 / contract
EUREX other stock indices	€0.75 / contract
MEFF (Spain)	€0.75 / contract
OMX Sweden (Indices)	€0.75 / contract

Low bond commission

Fees for a $10,000 bond trade
	DEGIRO DEGIRO	Interactive Brokers Interactive Brokers	Saxo Bank Saxo Bank
EU/UK government bond Estimated commission of a $10k EU or UK government bond trade	$3.2 €3 (€2.00 fee + a €1 handling fee)	$10.0 Below €50,000 face value: 0.1% of trade value with €2 min	$21.6 0.2% of trade value with €20 min, but with VIP pricing it can be as low as 0.05% of trade value and min €20