Overview of DEGIRO fees and charges
We know that fees are on top of people's mind when selecting a broker. Brokerage fees consist of trading and non-trading fees. The most important trading fees are commission, spread, and financing rate.
- Commission: it's charged when you execute a trade (either buy or sell). Commissions can be volume-tiered or flat fees. Nowadays, there are many commission-free brokers, click on the following links to check out the best free stockbrokers in the US and the EU.
- Spread: it denotes the difference between the bid and ask price. When you trade forex or CFDs, spreads can make up a significant part of your trading costs.
- Financing rate/overnight costs: if you trade on leverage, you may be charged for holding your positions overnight. This cost can be expressed as a percentage or in swap points.
- Non-trading fees: these occur when you deposit and withdraw funds, or if you don't use your account for a certain period.
Now, let's dive into the details and see what commissions, spreads, and financing rates DEGIRO charges.
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DEGIRO commission and other trading fees
The good news is that DEGIRO has low trading fees in general. We ranked the fees of DEGIRO as low, average, or high based on how they compare with all reviewed brokers.
Check out this table to get an overview of whether DEGIRO commissions, spreads, and financing rates for each asset class are low/average/high.
Stock and ETF
|
Low | Low | Low |
---|---|---|---|
Forex
|
- | Average | Low |
Fund
|
Low | Average | Low |
Bond
|
Low | Low | Low |
Options
|
Low | Low | High |
Futures
|
Low | Low | High |
Now let's go over the trading fees for each asset class one by one.
DEGIRO stock and ETF commissions, spreads
DEGIRO stock and ETF commissions are low. DEGIRO stock and ETF commissions are charged as per the table below.
US stock
|
€2 per trade (€1 commission plus a €1 handling fee) |
---|---|
UK stock fee
|
£2.75 per trade (£1.75 commission plus a £1 handling fee) |
German stock
|
€4.90 per trade (€3.90 commission plus a €1 handling fee) |
Indian stock
|
Not available |
You can compare DEGIRO stock and ETF fees with the two closest competitors.
US stock
|
$2.2
|
$1.0
|
$1.6
|
---|---|---|---|
UK stock fee
|
$3.4
|
$3.8
|
$3.8
|
German stock
|
$5.3
|
$3.2
|
$3.2
|
Indian stock
|
-
|
$0.20
|
-
|
Stock and ETF commissions are calculated for a $2,000 trade
DEGIRO fund commissions
DEGIRO fund commissions are low. The table below shows how DEGIRO fund commissions are calculated.
Mutual fund
|
€3.9 and 0.2% annual administration fee |
---|
Check out how DEGIRO fund fees compare with the competition.
Mutual fund
|
$4.2
|
$15.0
|
$0.0
|
---|
Fund commissions are calculated for a $2,000 trade
DEGIRO bond commissions
DEGIRO bond commissions are low. The table below contains the description of DEGIRO bond commissions.
US Treasury bond
|
Not available |
---|---|
EU/UK government bond
|
€3 (€2.00 fee + a €1 handling fee) |
See how DEGIRO bond fees stack up against the competition.
US Treasury bond
|
-
|
$5.0
|
$21.6
|
---|---|---|---|
EU/UK government bond
|
$3.2
|
$10.0
|
$21.6
|
Bond commissions are calculated for a $10,000 trade
DEGIRO options commissions
You can see below the description of DEGIRO options commissions. DEGIRO options fees are low.
US stock index options
|
$0.75 per contract |
---|---|
US stock options
|
Not available |
UK stock index options
|
Not available |
German stock index options
|
€0.75 per contract |
Compare options commissions charged by DEGIRO with those of Interactive Brokers and Saxo.
US stock index options
|
$7.5
|
$6.5
|
$20.0
|
---|---|---|---|
US stock options
|
-
|
$6.5
|
$20.0
|
UK stock index options
|
-
|
$21.3
|
$37.5
|
German stock index options
|
$9.7
|
$18.4
|
$8.1
|
Options commissions are calculated for 10 contracts
DEGIRO futures commissions
You can see below how DEGIRO futures commissions are charged. DEGIRO futures fees are low.
US micro e-mini stock index futures
|
$0.75 per contract |
---|---|
UK stock index futures
|
Not available |
German e-mini stock index futures
|
€0.75 per contract |
Compare how the futures commissions of DEGIRO stack up against those of Interactive Brokers and Saxo.
US micro e-mini stock index futures
|
$7.5
|
$2.5
|
$30.0
|
---|---|---|---|
UK stock index futures
|
-
|
$21.3
|
$37.5
|
German e-mini stock index futures
|
$8.1
|
$8.6
|
$43.2
|
Futures commissions are calculated for 10 contracts
DEGIRO non-trading fees
In addition to trading fees, it's important to see if DEGIRO charges a fee on deposits, withdrawals, account maintenance, and inactivity. We compared these fees levied by DEGIRO with its two closest competitors.
Deposit fee
|
$0
|
$0
|
$0
|
---|---|---|---|
Withdrawal fee
|
$0
|
$0
|
$0
|
Account fee
|
No
|
No
|
No
|
Inactivity fee
|
No
|
No
|
No
|
CFD fees are calculated for a $2,000 trade using 20:1 leverage for stock index CFDs, and 5:1 leverage for stock CFDs
Bottom line
Hopefully, by now you have a clear picture of the commissions, spreads, financing rates, and non-trading fees charged by DEGIRO and its closest competitors. To learn more about DEGIRO, check out this detailed review. If you would like more information about fees in general, read this article about brokerage fees.
If you're not sure which broker to choose, get a personal recommendation from our broker recommendation algorithm or compare brokers with our broker comparison table.
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Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.