Overview of DEGIRO fees and charges

We know that fees are on top of people's mind when selecting a broker. Brokerage fees consist of trading and non-trading fees. The most important trading fees are commission, spread, and financing rate.

  • Commission: it's charged when you execute a trade (either buy or sell). Commissions can be volume-tiered or flat fees. Nowadays, there are many commission-free brokers, click on the following links to check out the best free stockbrokers in the US and the EU.
  • Spread: it denotes the difference between the bid and ask price. When you trade forex or CFDs, spreads can make up a significant part of your trading costs.
  • Financing rate/overnight costs: if you trade on leverage, you may be charged for holding your positions overnight. This cost can be expressed as a percentage or in swap points.
  • Non-trading fees: these occur when you deposit and withdraw funds, or if you don't use your account for a certain period.

Now, let's dive into the details and see what commissions, spreads, and financing rates DEGIRO charges.

DEGIRO commission and other fees
DEGIRO commission and other trading fees

The good news is that DEGIRO has low trading fees in general. We ranked the fees of DEGIRO as low, average, or high based on how they compare with all reviewed brokers.

Check out this table to get an overview of whether DEGIRO commissions, spreads, and financing rates for each asset class are low/average/high.

Classification of DEGIRO commission and other trading fees
DEGIRO Comdirect LYNX
Stock and ETF Low Average Low
Forex - High High
Fund Average High Low
Bond Low Low Low
Options Low High High
Futures Low High Low

Now let's go over the trading fees for each asset class one by one.

DEGIRO stock and ETF commissions, spreads

DEGIRO stock and ETF commissions are low. DEGIRO stock and ETF commissions are charged as per the table below.

DEGIRO stock and ETF commission
DEGIRO
US stock $0.004 per share + €0.5
UK stock 0.014% + £1.75 with £5 max
German stock 0.05% + €4 with €60 max
Indian stock Not available

You can compare DEGIRO stock and ETF fees with the two closest competitors.

DEGIRO stock and ETF commission, spreads vs competitors
DEGIRO Comdirect LYNX
US stock $0.7 $15.5 $5.0
UK stock $2.8 $15.5 $12.6
German stock $5.8 $11.9 $7.2
Indian stock - - -

Stock and ETF commissions are calculated for a $2,000 trade

DEGIRO fund commissions

DEGIRO fund commissions are average. The table below shows how DEGIRO fund commissions are calculated.

DEGIRO fund commissions
DEGIRO
Mutual fund 0.1% + €7.5 and 0.2% annual administration fee

Check out how DEGIRO fund fees compare with the competition.

DEGIRO fund commissions
DEGIRO Comdirect LYNX
Mutual fund $11.1 $20.0 $7.2

Fund commissions are calculated for a $2,000 trade

DEGIRO bond commissions

DEGIRO bond commissions are low. The table below contains the description of DEGIRO bond commissions.

DEGIRO bond commissions
DEGIRO
US Treasury bond Not available
EU government bond €5 + 0.05%

See how DEGIRO bond fees stack up against the competition.

DEGIRO bond commissions vs competitors
DEGIRO Comdirect LYNX
US Treasury bond - $34.5 $10.0
EU government bond $11.0 $30.9 $16.8

Bond commissions are calculated for a $10,000 trade

DEGIRO options commissions

You can see below the description of DEGIRO options commissions. DEGIRO options fees are low.

DEGIRO options commissions
DEGIRO
US stock index options $0.50 per contract
US stock options Not available
UK stock index options Not available
German stock index options €0.75 per contract

Compare options commissions charged by DEGIRO with those of Comdirect and LYNX.

DEGIRO options commissions vs competitors
DEGIRO Comdirect LYNX
US stock index options $5.0 - $24.0
US stock options - - $24.0
UK stock index options - - $49.0
German stock index options $10.8 $54.0 $21.0

Options commissions are calculated for 10 contracts

DEGIRO futures commissions

You can see below how DEGIRO futures commissions are charged. DEGIRO futures fees are low.

DEGIRO futures commissions
DEGIRO
US micro e-mini stock index futures $0.50 per contract
UK stock index futures Not available
German e-mini stock index futures €0.75 per contract

Compare how the futures commissions of DEGIRO stack up against those of Comdirect and LYNX.

DEGIRO futures commissions vs competitors
DEGIRO Comdirect LYNX
US micro e-mini stock index futures $5.0 - $12.5
UK stock index futures - - $28.0
German e-mini stock index futures $9.0 $54.0 $12.0

Futures commissions are calculated for 10 contracts

DEGIRO commission and other fees
DEGIRO non-trading fees

In addition to trading fees, it's important to see if DEGIRO charges a fee on deposits, withdrawals, account maintenance, and inactivity. We compared these fees levied by DEGIRO with its two closest competitors.

DEGIRO non-trading fees vs competitors
DEGIRO Comdirect LYNX
Deposit fee $0 $0 $0
Withdrawal fee $0 $0 $0
Account fee No No No
Inactivity fee No No Yes

CFD fees are calculated for a $2,000 trade using 20:1 leverage for stock index CFDs, and 5:1 leverage for stock CFDs

DEGIRO commission and other fees
Bottom line

Hopefully, by now you have a clear picture of the commissions, spreads, financing rates, and non-trading fees charged by DEGIRO and its closest competitors. To learn more about DEGIRO, check out this detailed review. If you would like more information about fees in general, read this article about brokerage fees.

If you're not sure which broker to choose, get a personal recommendation from our broker recommendation algorithm or compare brokers with our broker comparison table.

Author of this article

Gergely Korpos

Author of this article

Gergely is the co-founder and CPO of Brokerchooser. His aim is to make personal investing crystal clear for everybody. Gergely has 10 years of experience in the financial markets. He concluded thousands of trades as a commodity trader and equity portfolio manager.

Gergely Korpos

Co-founder, CPO

Gergely is the co-founder and CPO of Brokerchooser. His aim is to make personal investing crystal clear for everybody. Gergely has 10 years of experience in the financial markets. He concluded thousands of trades as a commodity trader and equity portfolio manager.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology

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