Is Comdirect free?

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Is Comdirect free as of December 2024?

Comdirect does charge a commission for real stock trading on US markets, so in this sense it is not a free-to-trade broker. However, it might still be a reasonable choice for some of you, as there are many other aspects other than commissions that are important when you choose a broker. If you wish to stick with Comdirect though, then you will find the fees they charge below. Alternatively, you could check our article detailing the best zero commission brokers and how their apps scored in our test.

We should note that the payment-for-order-flow model, which is used by some zero-commission brokers to generate income (rather than relying on commissions), could potentially create a conflict of interest between you and your broker. This could result in trade execution (like routing your orders to specific market makers) that might be unfavorable for you under certain market conditions, especially when using market orders (as opposed to limit orders, which seem to be less affected).

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Comdirect

4/5

Minimum deposit

Stock fee

High

Fund fee

Average

Inactivity fee

Account opening

>3 days

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Overview of Comdirect fees and charges

Comdirect's fees are considered high. This is because of high fees across multiple fee types. It's important to be aware of this and to decide whether other advantages of Comdirect can still make it a good choice for you. Such features may include its research tools, education section or the general user experience you get on its trading platforms.

Here's a high-level overview of Comdirect's fees

Comdirect Fees snapshot
Assets	Fee level	Fee terms
US stock fee	High	0.25% of trade value + €7.9 (min. €12.9, max. €62.9)
EURUSD fee	High	The fees are built into the spread, 2 pips is the average spread cost during peak trading hours.
US mutual fund fees	Average	0-5% of trade value, charged only for buying
Inactivity fee	Low	No inactivity fee in the first 3 years after account opening, then €1.95 per month if you don't meet certain criteria

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Comdirect fees explained

Online brokerages in general charge much lower brokerage fees than traditional brokerages do - this is largely because online brokerages' businesses can be much better scaled: from a purely technical standpoint, it doesn't make that much of a difference for them if they have 100 or 5,000 clients.

This is not to say, however, that they don't charge any fees at all. They make money by charging you various rates for various actions or events. Usually you need to keep an eye on the following three types of fees:

Trading fees - these are brokerage fees that you pay when you actually carry out a trade, like buying an Apple share or an ETF. What you pay is either a commission, a spread or a financing rate. Some brokers apply all of these.

A commission is either fixed or based on the traded volume.
A spread is the difference between the buy price and the sell price.
A financing rate or overnight rate is charged when you hold your leveraged positions for more than one day.

Non-trading fees. These are usually related to some operations you carry out in your account, such as depositing money, withdrawing money, or not trading for an extended period.

We compare Comdirect fees with its closest competitors, flatex and DEGIRO.

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Comdirect trading fees

We consider Comdirect's trading fees high, as they exceed those of most competitors.

Let's break down trading fees according to the different asset classes available at Comdirect.

Trading fees

Comdirect's trading fees are high.

Stock fees and ETF fees

Comdirect has high stock trading fees.

Stock fees of a $2,000 trade
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
US stock Estimated commission of a $2,000 trade, assuming a $50 stock price	$13.9 0.25% of trade value + €7.9 (min. €12.9, max. €62.9)	$6.4 €5.9 per trade flat fee + exchange fees	$2.2 €2 per trade (€1 commission plus a €1 handling fee)
UK stock fee Estimated commission of a $2,000 trade, assuming a $50 stock price	$13.9 0.25% of trade value + €7.9, min €12.9 max €62.9	- Not available	$3.4 £2.75 per trade (£1.75 commission plus a £1 handling fee)
German stock Estimated commission of a $2,000 trade	$10.7 0.25% of trade value + €4.9, min €9.9 max €59.9	$6.4 €5.9 per trade flat fee + exchange fees	$5.3 €4.90 per trade (€3.90 commission plus a €1 handling fee)

Data updated on December 4, 2024

Forex fees

Comdirect's forex fees are high.

Forex fees of a $20,000 30:1 position (open, 1-week-hold and close)
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
EURUSD benchmark fee Includes all fees (spread, commission, financing rate) of a $20,000 30:1 position open, 1-week-hold, and close	$22.7	$20.9	- EURUSD is not available
EURGBP benchmark fee Includes all fees (spread, commission, financing rate) of a $20,000 30:1 position open, 1-week-hold, and close	$25.3	$25.3	- EURGBP is not available

Data updated on December 4, 2024

Fund fees

Comdirect fund fees are average.

Fees of a $2,000 fund purchase
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
Mutual fund Estimated commission of a $2,000 US domiciled fund trade	$20.0 0-5% of trade value, charged only for buying	$6.4 €5.9 per trade flat fee	$4.2 €3.9 and 0.2% annual administration fee
EU mutual fund Subscription fee of a $2,000 face value European stock fund	$20.0 0-5% of trade value, only the buying is charged	$6.5 €5.9 per trade flat fee	$10.3 0.1% + €7.5 and 0.2% yearly administration fee

Data updated on December 4, 2024

Bond fees

Comdirect has average bond fees.

Fees of a $10,000 bond trade
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
US Treasury bond Estimated commission of a $10,000 US treasury bond trade	$33.5 0.25% of trade value + €7.9	$6.4 €5.9 per trade flat fee	- Not available
EU/UK government bond Estimated commission of a $10k EU or UK government bond trade	$30.3 0.25% of trade value + €4.9	$6.4 €5.9 per trade flat fee	$3.2 €3 (€2.00 fee + a €1 handling fee)

Data updated on December 4, 2024

Options fees

Comdirect's options fees are high.

Options fees for 10 contracts
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
US stock options Estimated commission for opening 10 contracts	- Not available	- Not available	- Not available
US stock index options Estimated commission for 10 contracts	- Not available	- Not available	$7.5 $0.75 per contract
UK stock index options Estimated commission for 10 contracts	- Not available	- Not available	- Not available
German stock index options Estimated commission for 10 contracts	$48.6 €4.5 per contract, min €19 per trade	- Not available	$9.7 €0.75 per contract

Data updated on December 4, 2024

Futures fees

Comdirect's futures fees are high.

Stock index futures fees for 10 contracts
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
US micro e-mini stock index futures Estimated commission for 10 contracts	- Not available	- Not available	$7.5 $0.75 per contract
UK stock index futures Estimated commission for 10 contracts	- Not available	- Not available	- Not available
German e-mini stock index futures Estimated commission for 10 contracts	$48.6 €4.5 per contract, min €19 per trade	- Not available	$8.1 €0.75 per contract

Data updated on December 4, 2024

Currency conversion fee

Comdirect will charge a Currency Conversion Fee for all trades on instruments denominated in a currency different to the currency of your account. The fee is charged as the following: 1.0% mark-up.

Margin rates

Comdirect margin rates are low.

Comdirect margin rates
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
USD margin rate	- Not available	- Not available	6.9% Unallocated debit rate (USD) is 6.9%
EUR margin rate	7.6% 7.55% annual rate	7.5% 7.5% annual rate	6.9% Unallocated debit rate (EUR) is 6.9%

Data updated on December 4, 2024

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Comdirect non-trading fees

Some of Comdirect's non-trading fees are average.

Non-trading fees include various brokerage fees and charges at Comdirect that are not related to buying or selling assets. This can be a withdrawal fee, deposit fee, inactivity fee or account fee.

A high-level overview of how Comdirect stacks up in terms of non-trading fees
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
Withdrawal fee Fee for withdrawing money from the broker account. It is zero if you can withdraw money for free via any method, e.g. credit/debit card or bank transfer.	$0 Free withdrawal	$0 Free withdrawal	$0 Free withdrawal
Deposit fee	$0 Free deposit	$0 Free deposit	$0 Free deposit
Inactivity fee Fee applied if a customer does not trade for a certain length of time	No No inactivity fee in the first 3 years after account opening, then €1.95 per month if you don't meet certain criteria	No No inactivity fee	No No inactivity fee
Account fee Monthly account fee	No No account fee	No No account fee	No No account fee

Data updated on December 4, 2024

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Comdirect

4/5

Minimum deposit

Stock fee

High

Fund fee

Average

Inactivity fee

Account opening

>3 days

Visit Comdirect

Want to unlock your perfect broker match?

Comdirect deposit fee

Usually, brokers don't charge anything for deposits, and Comdirect is no different.

Comdirect deposit methods
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
Bank transfer Bank transfer is available for deposit	Yes	Yes	Yes
Credit/debit card Credit/debit cards are available for deposit	No	No	No
Electronic wallets Electronic wallets are available for deposit	No	No	No
Deposit fee	$0 Free deposit	$0 Free deposit	$0 Free deposit

Data updated on December 4, 2024

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Comdirect withdrawal fee

Comdirect generally doesn't charge a withdrawal fee.

Comdirect withdrawal fees and options compared
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
Bank transfer Bank transfer is available for deposit	Yes	Yes	Yes
Credit/debit card Credit/debit cards are available for deposit	No	No	No
Electronic wallets Electronic wallets are available for deposit	No	No	No
Withdrawal fee for bank transfer Fee for withdrawing money from the broker account. It is zero if you can withdraw money for free via any method, e.g. credit/debit card or bank transfer.	$0 Free withdrawal	$0 Free withdrawal	$0 Free withdrawal

Data updated on December 4, 2024

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Comdirect inactivity fee

Comdirect does not apply an inactivity fee, which is great because your account won't be charged even if you do not trade for an extended period (like several months or years).

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Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.