Comdirect fees explained

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Independent

Overview of Comdirect fees and charges

When trading or investing at an online broker, fees can have a big impact on your results, so it's good to know what kind of charges you'll be facing and how these compare to fees at other brokers.

If fees are your top concern, Comdirect is a poor choice, as it has high fees in general. Check our toplist for cheaper brokers.

I found Comdirect's trading fees fairly high

Tamás Gyuriczki

CFD • Options Trading • Market Analysis

I've personally tested dozens of global brokers, carefully looking at their fees not just on their website but also in the course of live trading. Here's how Comdirect fared:

Comdirect charges high fees for trading stocks and ETFs.
There is no inactivity fee even if you leave your account idle for a long time.
The basic withdrawal fee is $0, but some transactions may cost more.
Read our full review of Comdirect for info on safety, trading platforms and funding.

Comdirect fees at a glance
Assets	Fee level	Fee terms
US stock fee	High	0.25% of trade value + €7.9 (min. €12.9, max. €62.9)
EURUSD fee	High	The fees are built into the spread, 2 pips is the average spread cost during peak trading hours.
US tech fund fee	Average	0-5% of trade value, charged only for buying
Inactivity fee	Low	No inactivity fee in the first 3 years after account opening, then €1.95 per month if you don't meet certain criteria

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As a plus, the fee structure is transparent.

High stock and ETF commission

Comdirect stock and ETF fees by market
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
UK stock fee Estimated commission of a $2,000 trade, assuming a $50 stock price	$13.9 0.25% of trade value + €7.9, min €12.9 max €62.9	- Not available	$3.4 £2.75 per trade (£1.75 commission plus a £1 handling fee)
US stock Estimated commission of a $2,000 trade, assuming a $50 stock price	$13.9 0.25% of trade value + €7.9 (min. €12.9, max. €62.9)	$6.4 €5.9 per trade flat fee + exchange fees	$2.2 €2 per trade (€1 commission plus a €1 handling fee)
German stock Estimated commission of a $2,000 trade	$10.7 0.25% of trade value + €4.9, min €9.9 max €59.9	$6.4 €5.9 per trade flat fee + exchange fees	$5.3 €4.90 per trade (€3.90 commission plus a €1 handling fee)

When you trade stocks at Comdirect, the commission iscalculated using a base fee plus a volume-based fee. The fees vary depending on whether the product is traded on a German on non-German exchange, with foreign exchanges carrying a somewhat higher fee.

Stock fees at Comdirect
Market	Commission	Minimum	Maximum
Germany	0.25% + €4.90	€9.90	€59.90
Other markets	0.25% + €7.90	€12.90	€62.90

Average mutual fund commission

The fund fees are between 0–5% of the trade value. We calculated with a 1% average.
There are some discount funds which you can buy free of charge.

Fees for a $2,000 fund purchase
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
Mutual fund Estimated commission of a $2,000 US domiciled fund trade	$20.0 0-5% of trade value, charged only for buying	$6.4 €5.9 per trade flat fee	$4.2 €3.9 and 0.2% annual administration fee
EU mutual fund Subscription fee of a $2,000 face value European stock fund	$20.0 0-5% of trade value, only the buying is charged	$6.5 €5.9 per trade flat fee	$10.3 0.1% + €7.5 and 0.2% yearly administration fee

Average bond commission

Fees for a $10,000 bond trade
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
US Treasury bond Estimated commission of a $10,000 US treasury bond trade	$33.5 0.25% of trade value + €7.9	$6.4 €5.9 per trade flat fee	- Not available
EU/UK government bond Estimated commission of a $10k EU or UK government bond trade	$30.3 0.25% of trade value + €4.9	$6.4 €5.9 per trade flat fee	$3.2 €3 (€2.00 fee + a €1 handling fee)

When trading bonds, fees may vary depending on the exchange, just as with stocks.

Bond fees at Comdirect
Market	Commission	Minimum	Maximum
Germany	0.25% + €4.90	€9.90	€59.90
Other markets	0.25% + €7.90	€12.90	€62.90

No inactivity fee, no withdrawal fee

It charges no account, deposit or withdrawal fees.

Comdirect inactivity, withdrawal and other fees
Broker	Inactivity fee	Withdrawal fee
Comdirect		$0
flatex		$0
DEGIRO		$0

Other commissions and fees

You can find Comdirect's fees for other asset classes below. Click 'Show more' for details.

High options commission

Comdirect stock index options commission
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
German stock index options Estimated commission for 10 contracts	$48.6 €4.5 per contract, min €19 per trade	- Not available	$9.7 €0.75 per contract

Each index option contract costs €4.5, with a minimum charge of €19 per trade.

High futures fees

Stock index futures fee for 10 contracts
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
German e-mini stock index futures Estimated commission for 10 contracts	$48.6 €4.5 per contract, min €19 per trade	- Not available	$8.1 €0.75 per contract

Just like in the case of options, each future index or ETF contract costs €4.5, and there is a minimum charge of €19.
A futures stock contract costs €2.50, with a €19 minimum.

High FX fees

Comdirect forex fees
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
EURUSD spread Usual spread in pips	2.0	1.0	- EURUSD is not available
GBPUSD spread	3.0	3.0	- GBPUSD is not available
AUDUSD spread	3.0	3.0	- AUDUSD is not available
EURCHF spread	4.0	4.0	- EURCHF is not available
EURGBP spread Usual spread in pips	3.0	3.0	- EURGBP is not available

Low margin rates

Comdirect annual margin rates
	Comdirect Comdirect	flatex flatex	DEGIRO DEGIRO
EUR margin rate	7.6% 7.55% annual rate	7.5% 7.5% annual rate	6.9% Unallocated debit rate (EUR) is 6.9%

Interest earned on uninvested cash

As of the time of the review, Comdirect provides the following interest rates on uninvested cash:

2.8% for EUR

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Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.