Overview of CapTrader fees and charges

It's safe to say that CapTrader's fees are low in general. They either don't charge a brokerage fee for things other brokers do charge for, or they only charge a small amount. This means that you can use CapTrader even in case you trade frequently like multiple times a week or daily.

Here's a high level overview of CapTrader's fees

CapTrader Fees snapshot
Assets Fee level Fee terms
US stock fee Low $0.01 per share; min. $2, max. 1% of trade value
EURUSD fee High Trade value less than $1 billion: 0.3 bps * trade value; min. $3.75
US tech fund fee Average $14.95 per transaction or 3% of trade value, whichever is lower
Inactivity fee Low If your portfolio is below $1,000 and no trades have been carried out during the month, then a monthly fee of $1 applies

CapTrader fees
CapTrader fees explained

Online brokerages in general charge much lower brokerage fees than traditional brokerages do - this is largely due to the fact that online brokerages' businesses can be much better scaled: From a purely technical standpoint it doesn't make that much of a difference for them if they have 100 or 5000 clients.

This is not to say however that they don't have any fees at all. They make money by charging you at various events for various rates. Usually you need to keep an eye on these 3 types of fees:

  • Trading fees - these are brokerage fees that you pay when you actually do a trade, i.e. buying an Apple stock or an ETF. What you pay is either a commission, a spread or financing rate. Some brokers apply all of these.
    • A commission is either based on the traded volume or it is fixed.
    • A spread is the difference between the buy price and the sell price
    • Financing rate or overnight rate is charged when you hold your leveraged positions for more than one day.
  • Non-trading fees. These occur related to some operations you make in your account, i.e. depositing money to your account, withdrawing money from it or not trading for an extended amount of time.

We compare CapTrader fees with its closest competitors, Saxo Bank and Swissquote.

CapTrader fees
CapTrader trading fees

CapTrader's trading fees are mid-tier which means you need to pay special attention to asset classes with high trading fees.

Let's break down the trading fees into the different asset classes available at CapTrader.

Trading fees

CapTrader's trading fees are low.

Stock fees and ETF fees

CapTrader has low stock trading fees.

Stock fees of a $2,000 trade
CapTrader Saxo Bank Swissquote
US stock $2.0 $10.0 $25.0
UK stock $10.4 $10.4 $32.5
German stock $4.8 $12.0 $30.0

Forex fees

CapTrader's forex fees are high.

Forex fees of a $20,000 30:1 position open, 1-week-hold, and close
CapTrader Saxo Bank Swissquote
EURUSD benchmark fee $14.3 $7.8 $10.2
EURGBP benchmark fee $14.1 $8.9 $10.1

Fund fees

CapTrader fund fees are average.

A $2,000 fund buy fees
CapTrader Saxo Bank Swissquote
Mutual fund $15.0 $0.0 $9.0
EU mutual fund - - $9.0

Bond fees

CapTrader has low bond fees.

Bond fees of a $10,000 trade
CapTrader Saxo Bank Swissquote
US Treasury bond $5.0 $96.0 $75.0
EU government bond $10.0 $96.0 $60.0

Options fees

CapTrader's options fees are high.

Stock index options fees of 10 contracts
CapTrader Saxo Bank Swissquote
US stock index options $35.0 $30.0 $19.9
UK stock index options $45.5 $39.0 -
German stock index options $24.0 $48.0 $12.0

Futures fees

CapTrader's futures fees are high.

Stock index futures fee of 10 contracts
CapTrader Saxo Bank Swissquote
US micro e-mini stock index futures $35.0 $40.0 $19.9
UK stock index futures $45.5 $39.0 -
German e-mini stock index futures $24.0 $48.0 $12.0

CFD fees

CapTrader has high CFD trading fees.

CFD fees, commission of a $2,000 trade
CapTrader Saxo Bank Swissquote
Apple CFD $1.2 $10.2 -
Vodafone CFD $5.5 $10.7 -
Germany - $11.4 -

Crypto fees

Financing rates

CapTrader financing rates are low.

If you want to trade on margin and prefer to hold your positions long, financing costs can be significant.

CapTrader yearly financing rates
CapTrader Saxo Bank Swissquote
Apple CFD financing rate 2.4% 3.6% -
Vodafone CFD financing rate 2.5% 3.5% -
EURUSD financing rate 1.7% 1.7% 2.0%
EURGBP financing rate 1.6% 1.5% 1.8%

CapTrader fees
CapTrader non-trading fees

When it comes to looking at all the non-trading fees CapTrader is an average broker. This means that some of the non-trading fees are high, but the others are low or not charged at all.

Non-trading fees include various brokerage fees and charges at CapTrader that you pay not related to buying and selling assets. Among some others, typical non trading fees are withdrawal fee, deposit fee, inactivity fee and account fee.

A high level overview of how CapTrader stacks up in non-trading fees
CapTrader Saxo Bank Swissquote
Withdrawal fee $0 $0 $10
Deposit fee $0 $0 $0
Inactivity fee Yes Yes No
Account fee No No No

CapTrader fees
CapTrader deposit fee

Deposit fees are applied when you send money to your trading account from your bank account. Usually brokers don't charge money for that and CapTrader is not different: you will see the exact same amount on your brokerage account that you sent by any of the deposit methods CapTrader offers.

CapTrader deposit methods
CapTrader Saxo Bank Swissquote
Bank transfer Yes Yes Yes
Credit/debit card No Yes Yes
Electronic wallets No No No
Deposit fee $0 $0 $0

CapTrader fees
CapTrader withdrawal fee

Unlike the majority of the online brokers we have reviewed CapTrader does not charge a withdrawal fee. This means that you'll see the same amount of money on your bank account that you transferred from your brokerage account.

CapTrader withdrawal fees and options compared
CapTrader Saxo Bank Swissquote
Bank transfer Yes Yes Yes
Credit/debit card No Yes Yes
Electronic wallets No No No
Withdrawal fee with bank transfer $0 $0 $10

CapTrader fees
CapTrader inactivity fee

CapTrader does apply an inactivity fee and it is If your portfolio is below $1,000 and no trades have been carried out during the month, then a monthly fee of $1 applies. This means that you need to be strategic about your trading activity to avoid getting charged after a longer time of no trade. The fact that CapTrader charges an inactivity fee makes it less ideal for you if you are a buy and hold investor.

CapTrader has low inactivity fee.

CapTrader Saxo Bank Swissquote
Inactivity fee Yes Yes No
Inactivity fee If your portfolio is below $1,000 and no trades have been carried out during the month, then a monthly fee of $1 applies In the UK, £25 after one quarter of inactivity. SIPP and ISA accounts are exempt from this fee. In non-UK countries, up to $150 after 6 months of inactivity. No inactivity fee charged

Read more about CapTrader inactivity fee on their own site.

Author of this article

Gergely Korpos

Author of this article

Gergely is the co-founder and CPO of Brokerchooser. His aim is to make personal investing crystal clear for everybody. Gergely has 10 years of experience in the financial markets. He concluded thousands of trades as a commodity trader and equity portfolio manager.

Gergely Korpos

Co-founder, CPO

Gergely is the co-founder and CPO of Brokerchooser. His aim is to make personal investing crystal clear for everybody. Gergely has 10 years of experience in the financial markets. He concluded thousands of trades as a commodity trader and equity portfolio manager.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology

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