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Capital.com Minimum Deposit

Your expert
Adam N.
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Updated
Feb 2024
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Does Capital.com have a minimum deposit requirement as of February 2024?

Reading time: 3 minutes

It's great that you are looking for deposit options at Capital.com to take charge of your finances. We would encourage you to carry on! Your future self will be grateful to you.

There are several ways to start your journey, let's walk through the options together!

To give you a brief summary: Capital.com is a global CFD broker, regulated by the FCA, CySEC and ASIC.

My key findings in a nutshell
Adam
Adam Nasli
Financial Wizard | Forex • Algo Trading • Market Analysis

I've thoroughly tested Capital.com services with our analyst team by opening a real-money account and these are my most important findings:

  • The minimum deposit at Capital.com is $20
  • Capital.com charges $0 for deposits
  • You can only deposit funds from accounts that are in your name
  • Visit Capital.com's page to start the process
  • Capital.com is a reliable broker regulated by at least one top-tier regulator

First, let's see if Capital.com is available in your country?

No, you can't open an account at Capital.com if you live in the United States!
the United States

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Disclaimer: 84.01% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you can afford to take the high risk of losing your money.

BrokerChooser score
4.4 4.4 /5
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84.01% of retail CFD accounts lose money

Is Capital.com safe?

To trust your money with a broker, you need to be sure that the broker is considered reliable. BrokerChooser only recommends regulated brokers, meaning the broker's operations are overseen by a trusted body.

Capital.com can be considered a legit broker, as it is overseen by at least one top-tier regulator, which is a great sign for reliability.

For you, this means that your money is in good hands and you will be able to access your funds.

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84.01% of retail CFD accounts lose money

What is the minimum deposit at Capital.com?

At Capital.com, the minimum deposit amount is $20.

This minimum deposit amount is for debit/credit cards.

This means that you have to deposit at least $20 to be able to start trading.

After you have completed the registration and verification process, you need to fund your account to start trading.

This is where you stand in your journey to your first trade at Capital.com

Here's tip: don't worry if you decide to switch brokers after depositing. You can always opt out and withdraw your funds.

Pay attention to the inactivity fee though. At Capital.com, there is an inactivity fee, with the following conditions: For clients contracting with Cyprus (CCSV) or Bahamas (SCB): €/£/$ 10 per month or EUR equivalent of any other currency after 1 year of inactivity.

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84.01% of retail CFD accounts lose money

"Funding your account at Capital.com is free and fast with Apple Pay and PayPal also available options. However, I was disappointed to find out that less frequently used, minor currencies are not available, and that there is a minimum deposit of $20 for cards and e-wallets, and $250 for bank transfers." - Bence András Rózsa, Broker analyst

What base currencies are available at Capital.com?

At Capital.com, the following base currencies are available: GBP, USD, EUR, PLN, AUD. Try to deposit money to your brokerage account in your account's base currency, otherwise you will be charged a conversion fee.

To avoid high conversion fees, consider opening a multi-currency account at a digital bank.

What deposit methods are available at Capital.com?

At Capital.com, you have multiple options to choose from when you want to deposit money to your account. These options are the following: Bank transfer, Credit/debit cards, Apple Pay, PayPal, Neteller, Skrill, Sofort, Trustly.

All these options are great, choose the most convenient one for you to be able to start trading. And remember, you can only deposit funds from accounts that are in your name.

There is also a difference in average transfer time for different deposit methods. While credit/debit card and e-wallet transfers are usually instant, bank transfers may take 2-3 business days to arrive.

Also, at Capital.com you will only be able to withdraw money from your account with the same method as you funded it.

Deposit options Capital.com
Bank transfer Yes
Credit/Debit card Yes
Electronic wallet Yes

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84.01% of retail CFD accounts lose money

BrokerChooser score
4.4 4.4 /5
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84.01% of retail CFD accounts lose money

Is there any deposit fee at Capital.com?

The answer is no. No deposit fees will be applied at Capital.com.

This is great because the broker won't deduct anything from your deposits, and you only have to calculate with the costs charged by the bank, or other third-party financial service you send the money with.

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84.01% of retail CFD accounts lose money

How to deposit money to Capital.com account?

Here's a step-by-step guide:

  • Log in to your Capital.com trading account
  • On the left menu bar click 'Deposit'
  • Select a funding method suitable for you
  • If you have selected the credit card option:
    • Provide your card's information like Card number, Expiry date and CVC code
    • Provide the amount you would like to deposit to your Capital.com account
    • Confirm that you are the card owner
    • Click 'Deposit'
  • If you have selected Bank transfer:
    • All the necessary details will be provided to you
    • Log into your personal bank account and start a wire transfer
  • If you have selected an Electronic Wallet:
    • Provide the amount you wish to deposit
    • Start the payment and log into your E-wallet account to confirm
The interface to send the minimum deposit to Capital.com

If you get stuck during the process, you can always reach out to Capital.com's customer support. At Capital.com, customer support can be reached via live chat, phone and email.

Wrap-up

It is awesome that you have read through this article! We know that depositing can be frustrating, but you are on the right track, and it is okay to ask for help if you are unsure about something.

If you are stuck somewhere, have a question, or a suggestion, please drop a message on our Forum.

FAQ

How long does deposit take at Capital.com?

At Capital.com credit/debit card and e-wallet deposits are usually instant, while bank transfers usually take 2-3 business days.

Does Capital.com have a minimum deposit?

Yes, at Capital.com the minimum deposit is $20.

How trustworthy is Capital.com?

Capital.com is considered a trusted broker as it is overseen by top-tier regulators such as, for instance, the Financial Conduct Authority (FCA) or the Australian Securities and Investments Commission (ASIC). It means that several regulators are keeping an eye on the broker to make sure it sticks to financial rules and is transparent.

How to deposit money into Capital.com?

Log into your Capital.com trading account, on the left menu bar click 'Deposit', select a suitable funding method for you, provide all the necessary information and proceed with the deposit.

Check out this short video for a behind-the-scenes peek into how our experts personally test and evaluate brokers.

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Further reading

Author of this article

Adam Nasli

Financial Wizard | Trading • Safety • Market Analysis

I bring extensive financial expertise as one of BrokerChooser's earliest team members. Personally, I tested nearly all 100+ brokers on our site, opening real-money accounts, executing trades, assessing customer services, and providing firsthand assessment. My professional background includes roles in the banking sector and a degree from Central European University, where I teach finance. My passions lies in in-depth research of the financial industry, building trading algorithms, and managing long-term investments.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.

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