Capital.com account opening

Are you a new investor considering opening a brokerage account at Capital.com but don't know how to do it? Are you wondering how long the process takes and how difficult it is?

Opening a brokerage account can seem daunting, but we'll show you it's often easier than you think. Account opening at Capital.com is in fact a great experience that needs no prior knowledge.

Opening an account at Capital.com is easy and intuitive

Opening an account at [Broker name] is easy and intuitive

András Régely

Investments • Stock Market • Market Analysis

As a Broker Analyst at BrokerChooser, I'm dedicated to providing data-driven insights that simplify the world of investments. With a solid academic background, including an MSc in Accounting and Finance from LSE, I bring a deep understanding of financial markets to my role. My mission is to assist retail investors in finding the perfect broker fit by leveraging my trading experience and analytical skills. At BrokerChooser, I merge my passion for trading with a keen eye for market trends, helping clients navigate online brokers confidently and effectively.

Learn about our methodology

András Régely

Investments • Stock Market • Market Analysis

Together with my brokerage analyst colleagues, I have thoroughly tested the services of Capital.com by opening a real-money account. Here’s what you need to know about account opening if you want to start investing with Capital.com:

• Account opening at Capital.com is fully online and takes 1 day.

• You will need to prove your identity and residency with documents.

• Choose an account type that suits your needs.

• You can choose from multiple base currencies.

• The minimum deposit at Capital.com is $20.

• Browse the best brokers for beginners for some great alternatives.

Before we start, let's check if Capital.com is available in your country:

No, you can't open an account at Capital.com if you live in United States!

United States

Account opening at Capital.com is fully online, meaning you can do it from the comfort of your chair. In fact, you don't even need a chair: you can simply do it on the go on your mobile phone.

See how we rated the account opening experience and how long it takes to get started at Capital.com compared with its main competitors:

Opening an account is always free of charge, but the time it takes differs from broker to broker. At some brokers, it's as quick as signing up for a new Gmail account. At others, it might take a couple of days as they run a background check on your data. At Capital.com, it usually takes 1 day to have your account up and running.

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83.51% of retail CFD accounts lose money

Navigating the complexities of trading can be challenging. If you're a new investor, you'll need a broker with a user-friendly trading interface and robust educational materials. So where to find such brokers? Start with our toplist of brokers we rated as good for beginners.

First, you need to go to Capital.com's website and fill a registration form to apply for an account. It takes the broker a bit of time to review and verify your application - usually 1 day - after which you can make your first deposit and start trading.

Opening a brokerage account is not unlike opening a bank account. As you go through the steps, you’ll find that it is a simple and familiar process. Once your brokerage account is set up, you’ll find that the experience is similar to what you get with a bank account that you use for savings and transactions. See, it’s just another way of managing your money!

The sign-up procedure is usually self-evident; just follow the instructions carefully. Here's what awaits you at Capital.com:

The account opening experience at Capital.com is excellent: it is a smooth ride, quick and easy. Our account was approved within 1 day.
Here are the steps to open an account at Capital.com:

1. Create an account and you will have immediate access to the live platform. This allows you to become familiar with the platform before trading.
2. Within the platform, click 'Complete registration'.
3. Go through a list of questions about your basic data (country of residence, employment status, financial status). The clean design makes the process smooth and enjoyable.
4. Answer questions about your knowledge with regards to specific products.
5. Select your account currency.
6. Finally, upload your personal ID (passport, driver's license, or national ID card) and proof of residence (bank statement, utility bill, etc).

The following steps are typical toward the end of the application process or after verifying your identity:

1. You'll have to fill out a trading experience survey. It might seem scary at first, but it is nothing to worry about. This is standard procedure, as brokers need to make sure that you have some basic financial knowledge and are aware of the risks of trading.

2. Next, you'll have to choose an account type and a base currency.

3. As a final step, you'll need to fund your account before you can start trading.

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83.51% of retail CFD accounts lose money

Brokers usually provide multiple account types. When choosing an account, consider how experienced you are in trading, and pick an account that suits your needs. Some factors to take into account: your investment goals, risk tolerance, trading frequency, and any associated fees or account balance minimums.

If you're a beginner, we recommend selecting the most basic account offered by the broker, which is the standard account.

The above apply to retail accounts opened by private individuals. If you're looking to open a brokerage account for your company, see our overview of whether you can open a business investment account at Capital.com and under what conditions.

Alternatively, find out more about Capital.com's specific account types in our comprehensive Capital.com review for 2024.

At Capital.com, you can choose from the following base currencies: GBP, USD, EUR, PLN, AUD. If possible, try to deposit money to your brokerage account in your account's base currency. Better yet, choose a base currency in the first place that you plan to most often use for depositing.

Why is all this important? If you fund your trading account in the same currency as your bank account, you won't have to pay a conversion fee. Conversion fees apply if:

• You make a deposit in a different currency than the currency of your brokerage account.

• You trade assets denominated in a different currency than your brokerage account's base currency.

A convenient way to save on currency conversion fees is by opening a multi-currency bank account at a digital bank.

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83.51% of retail CFD accounts lose money

Once you have filled out the registration form, uploaded your documents, finished the trading survey and selected your account type and base currency, Capital.com will verify your account shortly. After successful verification, you need to fund your account to be able to begin trading.

• Choose your funding method.

• Enter the amount to be deposited and other necessary details for the transaction.

• Double-check if payment details are correct.

• If all looks OK, click to submit your deposit request.

At Capital.com, the required minimum deposit is $20. This means that you have to put at least $20 in your broker account to be able to start trading.

The minimum amount of $20 is applicable if you transfer funds via credit/debit card, Apple Pay, or PayPal (depending on your location). For wire transfers, the minimum deposit is $50.

Is that more than you're willing to commit at this point? See if you can start trading with less at other brokers.

At Capital.com, you have multiple funding methods to choose from when you want to deposit money to your account. Check these options in the following table; and choose the one that's most convenient for you.

After successfully funding your account, you're all set to start trading.

To explore Capital.com’s top competitors, head over to our top list of the best brokers for beginners, whose low fees and user-friendly features benefit new investors like you.

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83.51% of retail CFD accounts lose money

How do I deposit money into Capital.com?

You can deposit funds into your capital.com trading account by bank transfer, credit/debit card, or alternative methods such as Apple Pay or PayPal. Just go to 'Fund my account' inside the client area or in the mobile app and choose your preferred method. Capital.com charges no deposit fees.

How much does it cost to start Capital.com?

Before you start trading at Capital.com, you must deposit a minimum amount into your trading account, which is $20 if done by credit/debit card, Apple Pay or PayPal. Once you have made your deposit, it is possible to invest as little as $1 at a time.

Does Capital.com accept PayPal?

Yes, you can use PayPal to deposit money to your Capital.com trading account if you live in the UK or the European Union.

How long does it take to open an account at Capital.com?

Completing the registration process should take about 15 minutes. Once Capital.com receives all your information and documents, your account application will be reviewed usually in less than a day.

How long does it take for Capital.com to approve my account?

Once you have completed the registration form and uploaded all documents to verify your identity, in theory your account may be reviewed within 48 hours. In practice, Capital.com may review your account in less than a day.

How do I know if my Capital.com account is approved?

You will be notified by email as soon as your account is activated by Capital.com.

Can I use a debit card to deposit to Capital.com?

Yes, you can deposit to your Capital.com trading account using a debit card. Debit card deposits are free, and the funds will appear on your trading account instantly. Please note that you can only use cards that are in your name, and that Capital.com does not accept deposits from US banks or from US clients.