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Capital.com Review 2024

Written by
Adam N.
Fact checked by
Updated
5d ago
Key data
Fees
Safety
Deposit and withdrawal
Account opening
Mobile app
Desktop platform
Product selection
Regulated and trusted. Tested via live trading.
9,851 people chose this broker
Not available in United States; see best alternatives

Why choose Capital.com

If you’re flirting with the idea of CFD trading, Capital.com is an excellent place to start. I was simply blown away by the overall user experience, from a smooth account opening process to the sleek and intuitive trading interface on both desktop and mobile; not to mention an impressive CFD product selection. However, investors should probably look elsewhere, as real stocks or ETFs are not available at Capital.com.

Disclaimer: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 80.84% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

  • Low forex CFD fees
  • Great account opening experience
  • Excellent email and chat support
Overall score
4.4/5
Minimum deposit
$20
FX fee
Low
Index CFD fee
Average
Withdrawal fee
$0
Account opening
1 day
Visit Capital.com

80.84% of retail CFD accounts lose money

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EURUSD spread
Usual spread in pips

Fees

Score: 3.8/5
Capital.com has low forex, stock and stock index CFD fees. There are no withdrawal fees, but there is a $10 monthly fee after 1 year of inactivity for clients contracting with Cyprus (CCSV) or Bahamas (SCB).
  • Low forex, stock and stock index CFD fees
  • No withdrawal fee

We compared Capital.com's fees with two similar brokers we selected, XTB and Trading 212. These competitors were selected based on objective factors like products offered, client profile, fee structure, etc. See a more detailed comparison of Capital.com alternatives.

Low FX fees

All fees are built into the spread, so there is no separate commission charged. For example, the EUR/USD spread is 0.6.

Broker
EURUSD spread
FX commission per lot
Capital.com
0.6
No commission is charged
XTB
0.8
No commission is charged
Trading 212
1.0
No commission is charged
Capital.com forex spreads and commissions

Average index CFD fees

All index CFD fees are built into the spread. The spread for S&P 500 index CFDs is 0.8.

Broker
S&P 500 CFD spread
Capital.com
0.8
XTB
0.5
Trading 212
1.1
Capital.com index CFD spreads and commissions

Low stock CFD fees

All stock CFD fees are built into the spread. The spread for Apple stock CFDs is 0.1.

Broker
Apple CFD
Capital.com
$0.6
XTB
$2.9
Trading 212
$0.2
Capital.com stock CFD spreads and commissions

Low inactivity fee, no withdrawal fee

There are no account, deposit or withdrawal fees. However, there is an inactivity fee: if you do not trade for 1 year, there is a monthly fee of €/£/$10 or EUR equivalent of any other currency.

Broker
Inactivity fee
Withdrawal fee
Capital.com
$0
XTB
$0
Trading 212
$0
Capital.com inactivity, withdrawal and other fees

The inactivity fee is only applicable for clients contracting with Cyprus (CCSV) or Bahamas (SCB).

Safety

Capital.com has group entities that are authorized and regulated locally by authorities like the top-tier FCA and ASIC. On the negative side, it does not have a banking license and publishes no financial information.
  • Majority of clients belong to a top-tier financial authority
  • Negative balance protection
Read more

Deposit and withdrawal

Score: 4.4/5
Deposits and withdrawals are free at Capital.com and many options are provided, including Apple Pay or PayPal (depending on your location). However, only four account base currencies are available.
  • Credit/Debit card available
  • Free withdrawal
  • No deposit fee
Read more

Account opening

Score: 5/5
Capital.com has one of the best account opening processes we've ever encountered: it is simple, quick, well-designed and intuitive. We are impressed.
  • Fast
  • Fully digital
  • Low minimum deposit ($20 for card)
Read more

Mobile app

Score: 4.9/5
Capital.com's mobile trading platform is user-friendly, has a modern design, provides two-step login as well as price alerts.
  • User-friendly
  • Two-step (safer) login
  • Good search function
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Desktop platform

Score: 3.4/5
Capital.com's desktop trading platform is provided by MetaTrader. It's customizable and supports price alerts, but it lacks a two-step login, the design is outdated, and it's not available in France.
  • Clear fee report
  • Good customizability (for charts, workspace)
  • Price alerts
Read more

Product selection

Score: 2.5/5
Capital.com has an impressive selection of CFD products compared to other CFD brokers. However, it lacks popular asset types like stocks and exchange-listed futures and there are only a few real ETFs available.
Read more
“I often recommend Capital.com to friends who are just taking their first steps in trading. Beginner traders can learn a lot using Capital.com’s platforms, and they won’t have problems navigating the account application process. It’s a bit of a shame that only CFDs are available, and I also wished I could hold accounts in multiple currencies at the same time.”

FAQ

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Author of this review

Adam Nasli

Trading • Safety • Market Analysis

I bring extensive financial expertise as one of BrokerChooser's earliest team members. Personally, I tested nearly all 100+ brokers on our site, opening real-money accounts, executing trades, assessing customer services, and providing firsthand assessment. My professional background includes roles in the banking sector and a degree from Central European University, where I teach finance. My passions lies in in-depth research of the financial industry, building trading algorithms, and managing long-term investments.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.

Visit Capital.com 80.84% of retail CFD accounts lose money
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