Overview of AJ Bell Youinvest fees and charges
When it comes to brokerage fees AJ Bell Youinvest shows a mixed picture: some fees are high but some are low. First you need to figure out your approach or you should use our questionnaire to be able to tell whether AJ Bell Youinvest fees are an advantage for you. Continue reading about AJ Bell Youinvest fees and charges to see if this is the right brokerage for you or a similar broker like Interactive Investor or Hargreaves Lansdown is better for you.
Here's a high level overview of AJ Bell Youinvest's fees
| Assets | Fee level | Fee terms |
|---|---|---|
| US stock fee | Average | £9.95 per trade |
| EURUSD fee | - | Not available |
| US tech fund fee | Low | £1.50 per trade |
| Inactivity fee | Low | No inactivity fee |
AJ Bell Youinvest fees
AJ Bell Youinvest fees explained
We compare AJ Bell Youinvest fees with its closest competitors, Interactive Investor and Hargreaves Lansdown.
AJ Bell Youinvest fees
AJ Bell Youinvest trading fees
AJ Bell Youinvest's trading fees are mid-tier which means you need to pay special attention to asset classes with high trading fees.
Let's break down the trading fees into the different asset classes available at AJ Bell Youinvest.
Trading fees
AJ Bell Youinvest's trading fees are average.
Stock fees and ETF fees
AJ Bell Youinvest has average stock trading fees.
| AJ Bell Youinvest | Interactive Investor | Hargreaves Lansdown | |
|---|---|---|---|
| US stock | $11.2 | $6.8 | $13.5 |
| UK stock | $11.2 | $6.8 | $13.5 |
| German stock | $11.2 | $22.6 | $13.5 |
Fund fees
AJ Bell Youinvest fund fees are low.
| AJ Bell Youinvest | Interactive Investor | Hargreaves Lansdown | |
|---|---|---|---|
| Mutual fund | $1.7 | $6.8 | $0.0 |
| EU mutual fund | $1.8 | $9.6 | $0.0 |
Financing rates
AJ Bell Youinvest financing rates are .
If you want to trade on margin and prefer to hold your positions long, financing costs can be significant.
| AJ Bell Youinvest | Interactive Investor | Hargreaves Lansdown | |
|---|---|---|---|
| Apple CFD financing rate | - | - | - |
| Vodafone CFD financing rate | - | - | - |
| EURUSD financing rate | - | - | - |
| EURGBP financing rate | - | - | - |
Leverage is a double-edged sword and can dramatically amplify your profits. It can also just as dramatically amplify your losses. Trading foreign exchange/CFDs with any level of leverage may not be suitable for all investors.
Currency conversion fee
AJ Bell Youinvest will charge a Currency Conversion Fee for all trades on instruments denominated in a currency different to the currency of your account. The fee is charged as the following: First £10,000 0.75%, 0.5% for the next £10k, 0.25% thereafter.
AJ Bell Youinvest fees
AJ Bell Youinvest non-trading fees
When it comes to looking at all the non-trading fees AJ Bell Youinvest is an average broker. This means that some of the non-trading fees are high, but the others are low or not charged at all.
Non-trading fees include various brokerage fees and charges at AJ Bell Youinvest that you pay not related to buying and selling assets. Among some others, typical non trading fees are withdrawal fee, deposit fee, inactivity fee and account fee.
| AJ Bell Youinvest | Interactive Investor | Hargreaves Lansdown | |
|---|---|---|---|
| Withdrawal fee | $0 | $0 | $0 |
| Deposit fee | $0 | $0 | $0 |
| Inactivity fee | No | No | No |
| Account fee | No | Yes | No |
AJ Bell Youinvest fees
AJ Bell Youinvest deposit fee
Deposit fees are applied when you send money to your trading account from your bank account. Usually brokers don't charge money for that and AJ Bell Youinvest is not different: you will see the exact same amount on your brokerage account that you sent by any of the deposit methods AJ Bell Youinvest offers.
| AJ Bell Youinvest | Interactive Investor | Hargreaves Lansdown | |
|---|---|---|---|
| Bank transfer | Yes | Yes | Yes |
| Credit/debit card | Yes | Yes | Yes |
| Electronic wallets | No | No | No |
| Deposit fee | $0 | $0 | $0 |
AJ Bell Youinvest fees
AJ Bell Youinvest withdrawal fee
Unlike some online brokers we have reviewed AJ Bell Youinvest does not charge a withdrawal fee. This means that you'll see the same amount of money on your bank account that you transferred from your brokerage account.
| AJ Bell Youinvest | Interactive Investor | Hargreaves Lansdown | |
|---|---|---|---|
| Bank transfer | Yes | Yes | Yes |
| Credit/debit card | Yes | Yes | Yes |
| Electronic wallets | No | No | No |
| Withdrawal fee with bank transfer | $0 | $0 | $0 |
AJ Bell Youinvest fees
AJ Bell Youinvest inactivity fee
AJ Bell Youinvest does not apply an inactivity fee which is great because your account will not be charged even if you do not trade for a longer time period (months or years).
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