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Written by: Gyula L. Updated: Dec 2022
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Overview of AJ Bell Youinvest fees and charges

When it comes to brokerage fees AJ Bell Youinvest shows a mixed picture: some fees are high but some are low. First you need to figure out your approach or you should use our questionnaire to be able to tell whether AJ Bell Youinvest fees are an advantage for you. Continue reading about AJ Bell Youinvest fees and charges to see if this is the right brokerage for you or a similar broker like Interactive Investor or Hargreaves Lansdown is better for you.

Here's a high level overview of AJ Bell Youinvest's fees

AJ Bell Youinvest Fees snapshot
Assets Fee level Fee terms
US stock fee Average £9.95 per trade
EURUSD fee - Not available
US tech fund fee Low £1.50 per trade
Inactivity fee Low No inactivity fee

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AJ Bell Youinvest fees
AJ Bell Youinvest fees explained

We compare AJ Bell Youinvest fees with its closest competitors, Interactive Investor and Hargreaves Lansdown.

AJ Bell Youinvest fees
AJ Bell Youinvest trading fees

AJ Bell Youinvest's trading fees are mid-tier which means you need to pay special attention to asset classes with high trading fees.

Let's break down the trading fees into the different asset classes available at AJ Bell Youinvest.

Trading fees

AJ Bell Youinvest's trading fees are average.

Stock fees and ETF fees

AJ Bell Youinvest has average stock trading fees.

Stock fees of a $2,000 trade
AJ Bell Youinvest Interactive Investor Hargreaves Lansdown
US stock $11.2 $6.8 $13.5
UK stock $11.2 $6.8 $13.5
German stock $11.2 $22.6 $13.5

Fund fees

AJ Bell Youinvest fund fees are low.

A $2,000 fund buy fees
AJ Bell Youinvest Interactive Investor Hargreaves Lansdown
Mutual fund $1.7 $6.8 $0.0
EU mutual fund $1.8 $9.6 $0.0

Financing rates

AJ Bell Youinvest financing rates are .

If you want to trade on margin and prefer to hold your positions long, financing costs can be significant.

AJ Bell Youinvest yearly financing rates
AJ Bell Youinvest Interactive Investor Hargreaves Lansdown
Apple CFD financing rate - - -
Vodafone CFD financing rate - - -
EURUSD financing rate - - -
EURGBP financing rate - - -

Leverage is a double-edged sword and can dramatically amplify your profits. It can also just as dramatically amplify your losses. Trading foreign exchange/CFDs with any level of leverage may not be suitable for all investors.

Currency conversion fee

AJ Bell Youinvest will charge a Currency Conversion Fee for all trades on instruments denominated in a currency different to the currency of your account. The fee is charged as the following: First £10,000 0.75%, 0.5% for the next £10k, 0.25% thereafter.

AJ Bell Youinvest fees
AJ Bell Youinvest non-trading fees

When it comes to looking at all the non-trading fees AJ Bell Youinvest is an average broker. This means that some of the non-trading fees are high, but the others are low or not charged at all.

Non-trading fees include various brokerage fees and charges at AJ Bell Youinvest that you pay not related to buying and selling assets. Among some others, typical non trading fees are withdrawal fee, deposit fee, inactivity fee and account fee.

A high level overview of how AJ Bell Youinvest stacks up in non-trading fees
AJ Bell Youinvest Interactive Investor Hargreaves Lansdown
Withdrawal fee $0 $0 $0
Deposit fee $0 $0 $0
Inactivity fee No No No
Account fee No Yes No

AJ Bell Youinvest fees
AJ Bell Youinvest deposit fee

Deposit fees are applied when you send money to your trading account from your bank account. Usually brokers don't charge money for that and AJ Bell Youinvest is not different: you will see the exact same amount on your brokerage account that you sent by any of the deposit methods AJ Bell Youinvest offers.

AJ Bell Youinvest deposit methods
AJ Bell Youinvest Interactive Investor Hargreaves Lansdown
Bank transfer Yes Yes Yes
Credit/debit card Yes Yes Yes
Electronic wallets No No No
Deposit fee $0 $0 $0

AJ Bell Youinvest fees
AJ Bell Youinvest withdrawal fee

Unlike some online brokers we have reviewed AJ Bell Youinvest does not charge a withdrawal fee. This means that you'll see the same amount of money on your bank account that you transferred from your brokerage account.

AJ Bell Youinvest withdrawal fees and options compared
AJ Bell Youinvest Interactive Investor Hargreaves Lansdown
Bank transfer Yes Yes Yes
Credit/debit card Yes Yes Yes
Electronic wallets No No No
Withdrawal fee with bank transfer $0 $0 $0

AJ Bell Youinvest fees
AJ Bell Youinvest inactivity fee

AJ Bell Youinvest does not apply an inactivity fee which is great because your account will not be charged even if you do not trade for a longer time period (months or years).

Author of this article

Gyula Lencsés, CFA

Author of this article

Gyula has more than 10 years of experience in the financial industry. He spent most of his career in the wealth management business as a portfolio manager of mutual funds. He has trading experience in a wide range of asset classes, including stocks, ETFs, bonds, commodities, forex, and derivatives markets. He joined BrokerChooser in 2020 and his aim is to make finding the best brokers in a rapidly changing investment world as easy as possible.

Gyula Lencsés, CFA

Head of Content

Gyula has more than 10 years of experience in the financial industry. He spent most of his career in the wealth management business as a portfolio manager of mutual funds. He has trading experience in a wide range of asset classes, including stocks, ETFs, bonds, commodities, forex, and derivatives markets. He joined BrokerChooser in 2020 and his aim is to make finding the best brokers in a rapidly changing investment world as easy as possible.

Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology

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