AJ Bell Youinvest fees explained

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Overview of AJ Bell Youinvest fees and charges

When trading or investing at an online broker, fees can have a big impact on your results, so it's good to know what kind of charges you'll be facing and how these compare to fees at other brokers.

If fees are your top concern, AJ Bell Youinvest is an OK choice, as it has average fees in general. Check our toplist for cheaper brokers.

I found AJ Bell Youinvest's trading fees fairly average

Gyula Lencsés, CFA

Forex • Derivatives • Market Analysis

I've personally tested dozens of global brokers, carefully looking at their fees not just on their website but also in the course of live trading. Here's how AJ Bell Youinvest fared:

AJ Bell Youinvest charges high fees for trading stocks and ETFs.
There is no inactivity fee even if you leave your account idle for a long time.
The basic withdrawal fee is $0, but some transactions may cost more.
Read our full review of AJ Bell Youinvest for info on safety, trading platforms and funding.

AJ Bell Youinvest fees at a glance
Assets	Fee level	Fee terms
US stock fee	High	£9.95 per trade
EURUSD fee	-	FX not available
US tech fund fee	Low	£1.50 per trade
Inactivity fee	Low	No inactivity fee

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Fees for stock and ETF trades might be on the higher end, but in return mutual fund fees are low. The fee structure is volume-based when trading stocks and ETFs. If you trade frequently and/or with a higher amount, you will pay less.
At AJ Bell Youinvest, you will be charged a flat fee of £1.5 as a dividend reinvestment charge, when reinvesting your income automatically with the broker.

High stock and ETF commission

AJ Bell Youinvest stock and ETF fees by market
	AJ Bell Youinvest AJ Bell Youinvest	Interactive Investor Interactive Investor	Hargreaves Lansdown Hargreaves Lansdown
UK stock fee Estimated commission of a $2,000 trade, assuming a $50 stock price	$12.4 0-10 trades/month: £9.95; 10 and more trades/month: £4.95	$5.0 £3.99 per trade	$14.9 Based on previous month's activity. 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade
US stock Estimated commission of a $2,000 trade, assuming a $50 stock price	$12.4 £9.95 per trade	$5.0 £3.99 per trade	$14.9 Based on previous month's activity. 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade
German stock Estimated commission of a $2,000 trade	$12.4 £9.95 per trade	$12.5 "Essentials", "Investor" and "Pension Builder" fees: £9.99 per trade; "Super Investor" fee: £5.99 per trade	$14.9 Based on previous month's activity. 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade

Low mutual fund commission

Fees for a $2,000 fund purchase
	AJ Bell Youinvest AJ Bell Youinvest	Interactive Investor Interactive Investor	Hargreaves Lansdown Hargreaves Lansdown
Mutual fund Estimated commission of a $2,000 US domiciled fund trade	$1.9 £1.50 per trade	$5.0 £3.99 per trade	$0.0 Tiered annual fee based on volume held. On first £250k, the fee is 0.45%, on the value between £250k-£1m it is 0.25%, on the value between £1m-£2m it is 0.10%, and there is no charge on the value above £2m.
EU mutual fund Subscription fee of a $2,000 face value European stock fund	$1.8 £1.50 per trade	$9.6 Investor fee: £7.99 per trade; funds fan and super investor fees: £3.99 per trade	$0.0 £0 - £250k 0.45% of trade value per year, £250k - £1m 0.25% of trade value per year, £1m - £m 0.10% of trade value per year, £2m+ it's free

AJ Bell Youinvest also charges a flat fee of £1.5 per trade and a volume-based annual custody fee.

Aj Bell Youinvest annual custody charges for funds
Value of your holdings	First £250k	On the value between £250k - £500k	On the value over £500k
Commission	0.25% of the value of your holdings	0.10% of the value of your holdings	Free

Low bond commission

Fees for a $10,000 bond trade
	AJ Bell Youinvest AJ Bell Youinvest	Interactive Investor Interactive Investor	Hargreaves Lansdown Hargreaves Lansdown
EU/UK government bond Estimated commission of a $10k EU or UK government bond trade	$12.4 £9.95 per trade	$5.0 £3.99 per trade	$14.9 0-9 trades: £11.95 per trade; 10-19 trades: £8.95 per trade; 20+ trades: £5.95 per trade

High custody fee, no withdrawal fee

It charges no account, inactivity, or withdrawal fees.

AJ Bell Youinvest custody, withdrawal and other fees
Broker	Custody fee	Withdrawal fee
AJ Bell Youinvest		$0
Interactive Investor		$0
Hargreaves Lansdown		$0

Interest on uninvested cash

AJ Bell Youinvest pays up to 2.5% interest on uninvested GBP on share/fund dealing and ISA accounts.

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Everything you find on BrokerChooser is based on reliable data and unbiased information. We combine our 10+ years finance experience with readers feedback. Read more about our methodology.